# NIMB Smart vs HI

The clearest difference is rating: NIMB Smart at 3.4 against HI's 1.6. NIMB Smart also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). HI's advantage is update cadence (every 9 days vs monthly). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

NIMB Smart holds the better App Store score, 3.4 against 1.6. Both are backed by a comparable volume of ratings — 61 and 65 respectively. Written reviews point the same way: 17% of NIMB Smart's written reviews are positive against 0% of HI's.

NIMB Smart ships an update monthly, HI every 9 days. The most recent releases landed on September 5, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | NIMB Smart | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (61 ratings)](https://appshunter.io/ios/app/nimb-smart/id901814671/reviews)** | [1.6 (65 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews) |
| Number of ratings | 61 | **65** |
| Positive reviews | **16.7% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Monthly | **Every 9 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 173 MB | 171 MB |
| Requires iOS | 12.4 | **12.0** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [MEGA BANK NEPAL LIMITED](https://appshunter.io/developer/1453806036) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### NIMB Smart

[App page](https://appshunter.io/ios/app/nimb-smart/id901814671)

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is NIMB Smart free?

NIMB Smart is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, NIMB Smart or HI?

NIMB Smart is rated higher. NIMB Smart averages 3.4 out of 5 from 61 ratings, while HI averages 1.6 from 65 ratings.

### Do NIMB Smart or HI have ads?

HI shows ads; NIMB Smart does not.

### Which is updated more often, NIMB Smart or HI?

NIMB Smart ships an update monthly, and HI every 9 days. Most recently, NIMB Smart was updated on September 5, 2026 and HI on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*