# NIMB Smart vs PureSpend

The clearest difference is rating: PureSpend at 5.0 against NIMB Smart's 3.4. PureSpend also leads on update cadence (every 2 days vs monthly). NIMB Smart's advantage is in-app purchases (none vs 3) and ratings volume (63 vs 2). On price, ads and device support there is nothing between them.

Both are free to download. PureSpend sells 3 one-off in-app purchases. NIMB Smart asks for nothing beyond the download.

PureSpend holds the better App Store score, 5.0 against 3.4. That said, the two scores are not equally well evidenced: NIMB Smart has 63 ratings behind it against 2, so its average is the more settled of the two.

NIMB Smart ships an update monthly, PureSpend every 2 days. The most recent releases landed on October 29, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | NIMB Smart | PureSpend |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (63 ratings)](https://appshunter.io/ios/app/nimb-smart/id901814671/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/purespend-smart-budgeting/id6774758863/reviews)** |
| Number of ratings | **63** | 2 |
| Positive reviews | 16.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 186 MB | 5 MB |
| Requires iOS | **13.0** | 26.5 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 17+ | 4+ |
| Developer | [MEGA BANK NEPAL LIMITED](https://appshunter.io/developer/1453806036) | [JORGE LUIS FRANCO](https://appshunter.io/developer/6774758865) |

## What reviewers say

### NIMB Smart

[App page](https://appshunter.io/ios/app/nimb-smart/id901814671)

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure encryption

**Features:** Vision Pro support

**In-app purchases:** none


### PureSpend

[App page](https://appshunter.io/ios/app/purespend-smart-budgeting/id6774758863)

This finance tracker helps you manage daily spending by categorizing expenses as needs or wants. It calculates your unallocated cash and identifies the exact debt to target each month using Snowball or Avalanche methods. The app provides actionable insights to optimize your finances and operates completely offline for 100% privacy.

**Highlights:** Daily spend tracking, Automatic expense categorization (Needs/Wants), Unallocated cash calculation, Target debt identification (Snowball/Avalanche), Actionable financial insights, 100% private and offline operation

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Small Tip | $1.99 | one-time |
| Medium Tip | $4.99 | one-time |
| Large Tip | $9.99 | one-time |


## Frequently asked questions

### Is NIMB Smart free?

NIMB Smart is free to download, with no in-app purchases.

### Is PureSpend free?

PureSpend is free to download, with in-app purchases available.

### Which has better reviews, NIMB Smart or PureSpend?

PureSpend is rated higher. NIMB Smart averages 3.4 out of 5 from 63 ratings, while PureSpend averages 5.0 from 2 ratings.

### Do NIMB Smart or PureSpend have ads?

Neither NIMB Smart nor PureSpend shows ads.

### Which is updated more often, NIMB Smart or PureSpend?

NIMB Smart ships an update monthly, and PureSpend every 2 days. Most recently, NIMB Smart was updated on October 29, 2026 and PureSpend on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*