# First Nat Mobile App vs FNB USA Mobile

First Nat Mobile App and FNB USA Mobile both sit at 4.8 stars, but that hides the real split: 100% of FNB USA Mobile's written reviews are positive against 43% of First Nat Mobile App's. First Nat Mobile App's advantage is monetization model (free vs ad-supported) and ratings volume (1.3K vs 153). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for First Nat Mobile App against 4.8 for FNB USA Mobile. That said, the two scores are not equally well evidenced: First Nat Mobile App has 1.3K ratings behind it against 153, so its average is the more settled of the two. Written reviews are what separate them: 43% of First Nat Mobile App's written reviews are positive against 100% of FNB USA Mobile's.

Both ship on a similar rhythm, roughly every 4 months. The most recent releases landed on November 11, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | First Nat Mobile App | FNB USA Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.3K ratings)](https://appshunter.io/ios/app/first-nat-mobile-app/id901976366/reviews) | **[4.8 (153 ratings)](https://appshunter.io/ios/app/fnb-usa-mobile/id1049451260/reviews)** |
| Number of ratings | **1.3K** | 153 |
| Positive reviews | 42.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 4 months | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 98 MB | 100 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First National Bank (VA)](https://appshunter.io/developer/901976369) | [First National Bank USA](https://appshunter.io/developer/1049451259) |

## What reviewers say

### First Nat Mobile App

[App page](https://appshunter.io/ios/app/first-nat-mobile-app/id901976366)

Manage your bank accounts on the go with this official mobile banking application. View balances, deposit checks remotely, transfer funds instantly, and control your debit and credit cards.

**Highlights:** View account balances, Mobile check deposit, Instant fund transfers, Card management, Branch locator

**Features:** Apple Wallet

**In-app purchases:** none


### FNB USA Mobile

[App page](https://appshunter.io/ios/app/fnb-usa-mobile/id1049451260)

Access your bank accounts securely on the go. View balances, recent transactions, pay bills, deposit checks remotely, and transfer funds. Requires prior online banking enrollment.

**Highlights:** Account Balances, Recent Transactions, Bill Payment, Mobile Check Deposit, Person to Person Transfers, ATM Locator

**In-app purchases:** none


## Frequently asked questions

### Is First Nat Mobile App free?

First Nat Mobile App is free to download, with no in-app purchases.

### Is FNB USA Mobile free?

FNB USA Mobile is free to download, with no in-app purchases.

### Which has better reviews, First Nat Mobile App or FNB USA Mobile?

FNB USA Mobile is rated higher. First Nat Mobile App averages 4.8 out of 5 from 1.3K ratings, while FNB USA Mobile averages 4.8 from 153 ratings.

### Do First Nat Mobile App or FNB USA Mobile have ads?

Both First Nat Mobile App and FNB USA Mobile show ads.

### Which is updated more often, First Nat Mobile App or FNB USA Mobile?

First Nat Mobile App ships an update every 4 months, and FNB USA Mobile every 4 months. Most recently, First Nat Mobile App was updated on November 11, 2026 and FNB USA Mobile on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*