# Netgíró vs Sparisjóðurinn

The clearest difference is monetization model: Sparisjóðurinn at free against Netgíró's ad-supported. Sparisjóðurinn also leads on device support (3 vs 1). Netgíró's advantage is ratings volume (5 vs 1). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Netgíró against 5.0 for Sparisjóðurinn. That said, the two scores are not equally well evidenced: Netgíró has 5 ratings behind it against 1, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 months. The most recent releases landed on November 6, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Netgíró | Sparisjóðurinn |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [5.0 (5 ratings)](https://appshunter.io/ios/app/netgiro/id902945626/reviews) | [5.0 (1 ratings)](https://appshunter.io/ios/app/sparisjourinn/id1621531124/reviews) |
| Number of ratings | **5** | 1 |
| Positive reviews | 100.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | Every 2 months |
| Monetization | Ad-supported | **Free** |
| Size | 73 MB | 29 MB |
| Requires iOS | 16.4 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Kvika](https://appshunter.io/developer/1476540694) | [Origo ehf](https://appshunter.io/developer/1794546826) |

## What reviewers say

### Netgíró

[App page](https://appshunter.io/ios/app/netgiro/id902945626)

Pay on the go or online with your phone using this simple and secure solution. Scan barcodes or show staff at checkout, then confirm payments in the app. Manage your usage and choose payment options like monthly bills or installment plans.

**Highlights:** Mobile payments, Online shopping payments, Scan to pay, Monthly billing, Installment payment options, Usage overview, Secure login with electronic ID

**Features:** Vision Pro support

**In-app purchases:** none


### Sparisjóðurinn

[App page](https://appshunter.io/ios/app/sparisjourinn/id1621531124)

Manage your core banking needs conveniently. View account and loan balances, transfer funds, pay bills, retrieve card PINs, and access electronic documents like payslips.

**Highlights:** Account and loan balance overview, Money transfers, Bill payments, Card PIN retrieval, View electronic documents, Payslip access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Netgíró free?

Netgíró is free to download, with no in-app purchases.

### Is Sparisjóðurinn free?

Sparisjóðurinn is free to download, with no in-app purchases.

### Which has better reviews, Netgíró or Sparisjóðurinn?

Netgíró and Sparisjóðurinn are both rated 5.0 out of 5 on the App Store, from 5 and 1 ratings respectively.

### Do Netgíró or Sparisjóðurinn have ads?

Neither Netgíró nor Sparisjóðurinn shows ads.

### Which is updated more often, Netgíró or Sparisjóðurinn?

Netgíró ships an update every 2 months, and Sparisjóðurinn every 2 months. Most recently, Netgíró was updated on November 6, 2026 and Sparisjóðurinn on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*