# U1 Mobile vs ThriventCU Legacy

The clearest difference is monetization model: ThriventCU Legacy at free against U1 Mobile's free with in-app purchases. ThriventCU Legacy also leads on review sentiment (88% vs 77%). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for U1 Mobile against 4.8 for ThriventCU Legacy. Both are backed by a comparable volume of ratings — 1.9K and 2.3K respectively. Written reviews are what separate them: 77% of U1 Mobile's written reviews are positive against 88% of ThriventCU Legacy's.

U1 Mobile ships an update every 4 months, ThriventCU Legacy every 3 months. Both last shipped on November 6, 2026.

## The numbers

| Metric | U1 Mobile | ThriventCU Legacy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.9K ratings)](https://appshunter.io/ios/app/u1-mobile/id904998792/reviews) | **[4.8 (2.3K ratings)](https://appshunter.io/ios/app/thriventcu-legacy/id1014986651/reviews)** |
| Number of ratings | 1.9K | **2.3K** |
| Positive reviews | 77.4% of reviews | **87.9% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 113 MB | 104 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Universal 1 CU, Inc](https://appshunter.io/developer/904998795) | [Thrivent Bank](https://appshunter.io/developer/762643412) |

## What reviewers say

### U1 Mobile

[App page](https://appshunter.io/ios/app/u1-mobile/id904998792)

Manage your finances conveniently from your mobile device. View account balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs. Access your U1 accounts anytime, anywhere.

**Highlights:** View account balances and history, Transfer funds between accounts, Pay bills via Bill Pay, Deposit checks with a photo, Send payments to contacts, Find branches and ATMs

**Features:** Vision Pro support

**In-app purchases:** none


### ThriventCU Legacy

[App page](https://appshunter.io/ios/app/thriventcu-legacy/id1014986651)

Manage your finances on the go with this mobile banking application. Review account balances and transaction history, transfer funds, deposit checks remotely, and pay bills conveniently from your device.

**Highlights:** Review account balance and history, Make fund transfers, Deposit checks remotely, Pay bills, Edit scheduled payments

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile check deposit
- 🔒 Secure with fingerprint login
- 💡 Great features like mobile bill pay
- 👍 Straightforward and intuitive app design

**What reviewers complain about**

- 🐛 Issues with mobile check deposit (blurry images, multiple retakes)
- 🔍 Limited functionality compared to website (no external transfers)

**Reported bugs**

- Mobile check deposit not working reliably
- Log Off icon moved to less accessible location

**Requested features**

- Add ability to transfer to external accounts
- Improve mobile check deposit process with auto-focus and auto-capture
- Add option to add notes/memos to mobile check deposits


## Frequently asked questions

### Is U1 Mobile free?

U1 Mobile is free to download, with no in-app purchases.

### Is ThriventCU Legacy free?

ThriventCU Legacy is free to download, with no in-app purchases.

### Which has better reviews, U1 Mobile or ThriventCU Legacy?

ThriventCU Legacy is rated higher. U1 Mobile averages 4.8 out of 5 from 1.9K ratings, while ThriventCU Legacy averages 4.8 from 2.3K ratings.

### Do U1 Mobile or ThriventCU Legacy have ads?

Neither U1 Mobile nor ThriventCU Legacy shows ads.

### Which is updated more often, U1 Mobile or ThriventCU Legacy?

U1 Mobile ships an update every 4 months, and ThriventCU Legacy every 3 months. Most recently, U1 Mobile was updated on November 6, 2026 and ThriventCU Legacy on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*