# U1 Mobile vs Treadwell CU

The clearest difference is review sentiment: U1 Mobile at 77% against Treadwell CU's 0%. U1 Mobile also leads on rating (4.8 vs 2.5) and ratings volume (1.9K vs 18). Treadwell CU's advantage is update cadence (every 5 weeks vs every 4 months) and monetization model (ad-supported vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

U1 Mobile holds the better App Store score, 4.8 against 2.5. That said, the two scores are not equally well evidenced: U1 Mobile has 1.9K ratings behind it against 18, so its average is the more settled of the two. Written reviews point the same way: 77% of U1 Mobile's written reviews are positive against 0% of Treadwell CU's.

U1 Mobile ships an update every 4 months, Treadwell CU every 5 weeks. The most recent releases landed on October 26, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | U1 Mobile | Treadwell CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.9K ratings)](https://appshunter.io/ios/app/u1-mobile/id904998792/reviews)** | [2.5 (18 ratings)](https://appshunter.io/ios/app/treadwell-cu/id1348387780/reviews) |
| Number of ratings | **1.9K** | 18 |
| Positive reviews | **77.4% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 113 MB | 62 MB |
| Requires iOS | 17.0 | 17.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Universal 1 CU, Inc](https://appshunter.io/developer/904998795) | [Treadwell Credit Union, Inc.](https://appshunter.io/developer/501077002) |

## What reviewers say

### U1 Mobile

[App page](https://appshunter.io/ios/app/u1-mobile/id904998792)

Manage your finances conveniently from your mobile device. View account balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs. Access your U1 accounts anytime, anywhere.

**Highlights:** View account balances and history, Transfer funds between accounts, Pay bills via Bill Pay, Deposit checks with a photo, Send payments to contacts, Find branches and ATMs

**Features:** Vision Pro support

**In-app purchases:** none


### Treadwell CU

[App page](https://appshunter.io/ios/app/treadwell-cu/id1348387780)

Access your credit union account on the go. This app offers convenient access to online banking, branch locations, and contact details for members.

**Highlights:** Mobile banking access, Branch locator, Contact information, Website access

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is U1 Mobile free?

U1 Mobile is free to download, with no in-app purchases.

### Is Treadwell CU free?

Treadwell CU is free to download, with no in-app purchases.

### Which has better reviews, U1 Mobile or Treadwell CU?

U1 Mobile is rated higher. U1 Mobile averages 4.8 out of 5 from 1.9K ratings, while Treadwell CU averages 2.5 from 18 ratings.

### Do U1 Mobile or Treadwell CU have ads?

Neither U1 Mobile nor Treadwell CU shows ads.

### Which is updated more often, U1 Mobile or Treadwell CU?

U1 Mobile ships an update every 4 months, and Treadwell CU every 5 weeks. Most recently, U1 Mobile was updated on October 26, 2026 and Treadwell CU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*