# U1 Mobile vs CODECU

The clearest difference is ads: CODECU at none against U1 Mobile's shown. CODECU also leads on update cadence (monthly vs every 4 months) and monetization model (ad-supported vs free with in-app purchases). U1 Mobile's advantage is review sentiment (77% vs 64%). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for U1 Mobile against 4.8 for CODECU. Both are backed by a comparable volume of ratings — 1.8K and 1K respectively. Written reviews are what separate them: 77% of U1 Mobile's written reviews are positive against 64% of CODECU's.

U1 Mobile ships an update every 4 months, CODECU monthly. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | U1 Mobile | CODECU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (1.8K ratings)](https://appshunter.io/ios/app/u1-mobile/id904998792/reviews) | **[4.8 (1K ratings)](https://appshunter.io/ios/app/codecu/id1529314087/reviews)** |
| Number of ratings | **1.8K** | 1K |
| Positive reviews | **77.4% of reviews** | 64.3% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | **Ad-supported** |
| Size | 109 MB | 178 MB |
| Requires iOS | **17.0** | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [UNIVERSAL 1 CREDIT UNION, INC.](https://appshunter.io/developer/904998795) | [CODE Credit Union](https://appshunter.io/developer/910977935) |

## What reviewers say

### U1 Mobile

[App page](https://appshunter.io/ios/app/u1-mobile/id904998792)

Manage your finances conveniently from your mobile device. View account balances, transfer funds, pay bills, deposit checks, and find nearby branches or ATMs. Access your U1 accounts anytime, anywhere.

**Highlights:** View account balances and history, Transfer funds between accounts, Pay bills via Bill Pay, Deposit checks with a photo, Send payments to contacts, Find branches and ATMs

**In-app purchases:** none


### CODECU

[App page](https://appshunter.io/ios/app/codecu/id1529314087)

Manage your finances on the go with this mobile banking app. View balances, transfer funds, deposit checks, and make payments. It also offers security features, branch/ATM locators, and transaction organization tools.

**Highlights:** View account balances and transactions, Transfer money between accounts, Mobile check deposit, Make payments to companies and friends, Reorder or turn off debit cards, Find branches and ATMs, Aggregate financial accounts

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great service
- 🚀 Smooth system to handle accounts and credit cards
- 👍 Amazing employees and banking app
- 👍 User-friendly new website

**What reviewers complain about**

- 🐛 Error reported on credit card in error
- 🐛 Prevented from accessing account due to OS incompatibility
- 🐛 Issues with mobile deposit process
- 🐛 Confusing account balance display
- 🐛 App crashes on transfer screen

**Reported bugs**

- Error reported on credit card in error
- Prevented from accessing account due to OS incompatibility
- Issues with mobile deposit process
- Confusing account balance display
- App crashes on transfer screen

**Requested features**

- Simplify mobile deposit process
- Improve account balance display


## Frequently asked questions

### Is U1 Mobile free?

U1 Mobile is free to download, with no in-app purchases.

### Is CODECU free?

CODECU is free to download, with no in-app purchases.

### Which has better reviews, U1 Mobile or CODECU?

CODECU is rated higher. U1 Mobile averages 4.7 out of 5 from 1.8K ratings, while CODECU averages 4.8 from 1K ratings.

### Do U1 Mobile or CODECU have ads?

U1 Mobile shows ads; CODECU does not.

### Which is updated more often, U1 Mobile or CODECU?

U1 Mobile ships an update every 4 months, and CODECU monthly. Most recently, U1 Mobile was updated on September 28, 2026 and CODECU on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*