# BEA China vs Cigna & CMB

The clearest difference is rating: BEA China at 3.6 against Cigna & CMB's 1.8. On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BEA China holds the better App Store score, 3.6 against 1.8. Both are backed by a comparable volume of ratings — 9 and 9 respectively. Written reviews split almost evenly too, at 21% and 20% positive.

BEA China ships an update every 5 weeks, Cigna & CMB monthly. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | BEA China | Cigna & CMB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.6 (9 ratings)](https://appshunter.io/ios/app/bea-china/id905248973/reviews)** | [1.8 (9 ratings)](https://appshunter.io/ios/app/cigna-and-cmb/id985070086/reviews) |
| Number of ratings | 9 | 9 |
| Positive reviews | **20.8% of reviews** | 20.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Monthly** |
| Monetization | Free | Free |
| Size | 276 MB | 173 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [The Bank of East Asia (China) Limited](https://appshunter.io/developer/905248976) | [招商信诺人寿保险有限公司](https://appshunter.io/developer/985070085) |

## What reviewers say

### BEA China

[App page](https://appshunter.io/ios/app/bea-china/id905248973)

This mobile banking app offers a localized, personalized, and secure experience for managing your finances. It provides comprehensive features and convenient access to banking services anytime, anywhere, focusing on customer needs.

**Highlights:** Localized banking services, Personalized financial management, Secure transactions, 24/7 access to banking, Comprehensive features

**Features:** macOS Compatibility

**In-app purchases:** none


### Cigna & CMB

[App page](https://appshunter.io/ios/app/cigna-and-cmb/id985070086)

This app offers online insurance and health management services. It provides smart advice, policy analysis, and personalized health services through innovative technologies like intelligent insurance advisors and health assessments.

**Highlights:** Online insurance services, Health management services, Smart insurance advisor, Policy and coverage analysis, Personalized health services, Family policy management

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BEA China free?

BEA China is free to download, with no in-app purchases.

### Is Cigna & CMB free?

Cigna & CMB is free to download, with no in-app purchases.

### Which has better reviews, BEA China or Cigna & CMB?

BEA China is rated higher. BEA China averages 3.6 out of 5 from 9 ratings, while Cigna & CMB averages 1.8 from 9 ratings.

### Do BEA China or Cigna & CMB have ads?

Neither BEA China nor Cigna & CMB shows ads.

### Which is updated more often, BEA China or Cigna & CMB?

BEA China ships an update every 5 weeks, and Cigna & CMB monthly. Most recently, BEA China was updated on October 23, 2026 and Cigna & CMB on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*