Comparison

Pangea vs Intermex

Price, ratings, monetisation and update history for both apps, side by side — with what reviewers say about each.

Head to head
About

Pangea

Send money internationally with low fees and competitive exchange rates. Enjoy fast, secure transfers with real-time tracking to destinations like Mexico and the Philippines. Save favorite recipients for quick repeat transfers and choose from flexible delivery options.

Highlights
  • Instant transfers
  • Low fees and great rates
  • Secure and trusted
  • Transfer tracking
  • One-tap repeat transfers
  • Flexible delivery options
  • Bilingual support
Read full description

Send money abroad fast with low fees, great rates, and real-time tracking, while easily managing the money you send back home. Pangea is more than a simple money transfer app. You get built-in tools to organize your sending history, track family goals, and see your total impact over time without keeping spreadsheets or doing mental math. Why Choose Pangea? • Instant transfers: Send money in minutes†. Skip the bank and credit union lines. • Low fees & great rates: No hidden costs. First transfer is fee-free.** • See your money at a glance: Your personal Dashboard groups transfers by month, year, or person so you can see your total impact over time. • Turn transfers into completed goals: Set custom targets in your receiver’s local currency for tuition, home projects, or savings, and watch your progress bar reach 100%. • Know where every dollar goes: Add optional labels like Groceries, Medical, or Rent with one tap, or split transfers into multiple categories. • Get smart updates and savings insights††: Tap the sparkle icon in the app anytime to track sending patterns, celebrate milestones, and view exchange-rate savings. • Flexible, and secure delivery: Send to bank accounts, debit cards, mobile wallets or cash pickup at over 40,000 partner locations, all backed by bank-grade security. • Bilingual support: Get support in English and Spanish whenever you need it. Send to 24 Destinations Mexico · Guatemala · Colombia · El Salvador · Honduras · Dominican Republic · Philippines · India · Thailand · Vietnam · Indonesia · Singapore · Malaysia · Bangladesh · Nepal · Kenya · Ghana · Uganda · Senegal · Côte d'Ivoire · Burkina Faso · Italy · France · Germany Download Pangea today to send money home and manage it with total clarity! Disclaimers: *Images are for illustrative purposes. Offers and rates subject to change. Terms: pangeamoneytransfer.com/terms. **Waives transfer fee on qualifying first transactions. Credit card fees and FX margin still apply. ***New Customer Rate: Offer available only in select countries and for new users or users who have created an account with Pangea but have not completed a transfer before the launch of this promotion. The promotional rate applies to the first $500 USD transferred, whether in a single transaction or across multiple transactions totaling $500 USD. Any amount beyond this will be subject to the standard (non-promotional) rate. Rates are subject to change. See terms for the list of participating countries and other restrictions. †Delivery time: Processing times may vary due to security checks, receiver bank policies, or other factors. ††AI Insights: These insights are generated automatically using your transfer activity and are not reviewed by a person. Savings are estimated based on historical exchange-rate data from a comparable provider and may differ from actual rates available at the time of your transfer. Estimates exclude fees, promotions, delivery speed, and other service differences.

About

Intermex

Send money internationally, top up phones worldwide, and pay bills in the U.S. This app offers a secure and affordable way to stay connected with loved ones, with options for cash pickup, bank deposits, or home delivery.

Highlights
  • Send money to 62+ countries
  • Cash pickup or bank deposit
  • Top up phones in 130+ countries
  • Pay U.S. bills
  • First transfer $0 fee
  • Refer & Earn program
Features
Read full description

Everything you need to stay connected, now in one powerful app. Whether you’re sending money or topping up your cell phone, Intermex makes it fast, easy, and secure. With coverage in 62+ countries and over 180,000 payout locations, we help you stay close to your loved ones, no matter the distance. SEND MONEY INTERNATIONALLY •  Send to Mexico, Guatemala, El Salvador, Colombia, India, Dominican Republic & more •  Choose cash pickup, direct bank deposit, or home delivery (in the Dominican Republic) •  Pay with your debit or credit card TOP-UP PHONES •  Instantly recharge mobile phones in 130+ countries •  Top-up your own or your loved ones’ phones, fast and secure •  Enjoy fee-free top-ups with exclusive promos SAVE MORE WITH INTERMEX •  First transfer is $0 fee or get a higher FX (depending on the destination country) •  Turn on app notifications to unlock exclusive deals HUMAN SUPPORT, WHENEVER YOU NEED IT •  Talk to a real person, our customer service is available 7 days a week •  Call us at 1.888.999.5307 for help in English or Spanish •  Our app is accessible and easy to use on most devices Why Intermex? Because you deserve more. More ways to send. More ways to help. More peace of mind. Transfer fees may vary based on different factors such as destination country, payment method, amount to be sent, or use of any promotion code. Intermex Wire Transfer, LLC 9100 South Dadeland Blvd. Suite 1100, Miami, Florida 33156.

Screenshots

Pangea4 screens
Intermex4 screens

Verdict

The call

Pangea and Intermex both sit at 4.8 stars, but that hides the real split: 69% of Pangea's written reviews are positive against 52% of Intermex's. Pangea also leads on update cadence (every 2 weeks vs monthly). On price, rating, ratings volume and ads there is nothing between them.

Scored on Price · Rating · Positive reviews · Number of ratings · Update frequency · Ads · In-app purchases · Monetization · Best chart rank · Devices · Requires iOS

CostPrice · In-app purchases · Ads · Monetization

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ReceptionRating · Positive reviews · Number of ratings

On the App Store both sit at effectively the same score — 4.8 for Pangea against 4.8 for Intermex. Both are backed by a comparable volume of ratings — 40K and 29K respectively. Written reviews are what separate them: 69% of Pangea's written reviews are positive against 52% of Intermex's.

UpkeepUpdate frequency

Pangea ships an update every 2 weeks, Intermex monthly. Both last shipped on November 3, 2026.

Scorecard2 real differences · 8 level
Pangea versus Intermex: the parameters behind the verdict, then further details
ParameterPangeaIntermex
PriceFreeFree
Rating4.8 (40K ratings) — better4.8 (29K ratings)
Positive reviews69.1% of reviews — better51.8% of reviews
Number of ratings40K — better29K
Update frequencyEvery 2 weeks — betterMonthly
AdsNoNo
In-app purchasesNoNo
MonetizationFree with in-app purchasesFree with in-app purchases
DevicesiPhone, iPodiPhone, iPad, iPod — better
Requires iOS15.115.0 — better
Further details — not scored
Size134 MB161 MB
Age rating4+4+
DeveloperPangeaIntermex Wire Transfer

Customer experience

Pangea

All ratings39,258 ratings
Positive95.5%
Neutral1.6%
Negative2.9%
Written reviews301 reviews
Positive69.1%
Neutral1.3%
Negative29.6%

Intermex

All ratings27,702 ratings
Positive94.1%
Neutral2.4%
Negative3.5%
Written reviews166 reviews
Positive51.8%
Neutral3.6%
Negative44.6%

User reviews

Pangea

From 40K App Store ratings

What we love

  • 🚀 Fast and easy to use
  • 💰 Higher exchange rates
  • 🤝 Convenient for sending money to family
  • 🔒 Secure and reliable service
  • 👍 User-friendly app

Room to improve

  • 🤔 Complicated account setup process
  • 🔄 Frequent transaction cancellations
  • 🙅‍♀️ Poor customer service
  • 💰 High fees and hidden charges
  • 🕰️ Slow response times

Intermex

From 29K App Store ratings

What we love

  • 💰 Affordable fees
  • ⚡ Fast and efficient
  • 🤝 Reliable service
  • 🌍 Great for international transfers
  • 👍 User-friendly app

Room to improve

  • 💸 High exchange rates
  • 🕰️ Slow money delivery
  • 🐛 Frequent app crashes
  • 🤔 Confusing interface
  • 🤨 Poor customer service

Bugs and requests

Pangea

Reported bugs

2 issues
  • Accounts getting locked for no reason
  • Transfers getting stuck in 'pending' status

Requested features

3 requests
  • Exact amount display for recipients
  • Recurring transfer option
  • More supported countries and currencies

Intermex

Reported bugs

4 issues
  • Login issues
  • Transfer cancellations
  • Incorrect exchange rate displays
  • Compatibility problems with older devices

Requested features

5 requests
  • More payment options
  • Improved exchange rate transparency
  • Faster money delivery
  • Enhanced security features
  • Multilingual support

In-app purchases

None

Pangea

No in-app purchases

None

Intermex

No in-app purchases

Questions

Is Pangea free?
Pangea is free to download, with no in-app purchases.
Is Intermex free?
Intermex is free to download, with no in-app purchases.
Which has better reviews, Pangea or Intermex?
Pangea is rated higher. Pangea averages 4.8 out of 5 from 40K ratings, while Intermex averages 4.8 from 29K ratings.
Do Pangea or Intermex have ads?
Neither Pangea nor Intermex shows ads.
Which is updated more often, Pangea or Intermex?
Pangea ships an update every 2 weeks, and Intermex monthly. Most recently, Pangea was updated on November 3, 2026 and Intermex on November 3, 2026.

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