# Zenmoney vs Чаевые+. На карту по QR

The clearest difference is in-app purchases: Чаевые+. На карту по QR at none against Zenmoney's 10. Чаевые+. На карту по QR also leads on rating (4.8 vs 4.4). Zenmoney's advantage is review sentiment (57% vs 43%) and ratings volume (163 vs 29). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Zenmoney sells 10 in-app purchases, starting at $3.49 per month. Чаевые+. На карту по QR asks for nothing beyond the download.

Чаевые+. На карту по QR holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: Zenmoney has 163 ratings behind it against 29, so its average is the more settled of the two. Written reviews complicate that: 57% of Zenmoney's written reviews are positive against 43% of Чаевые+. На карту по QR's, so the app with the better star average is not the one people write more warmly about.

Zenmoney ships an update every 4 weeks, Чаевые+. На карту по QR monthly. The most recent releases landed on November 11, 2026 and November 13, 2026 respectively.

## The numbers

| Metric | Zenmoney | Чаевые+. На карту по QR |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (163 ratings)](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786/reviews) | **[4.8 (29 ratings)](https://appshunter.io/ios/app/plus-qr/id1530965284/reviews)** |
| Number of ratings | **163** | 29 |
| Positive reviews | **56.6% of reviews** | 42.9% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 250 MB | 25 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zenmoney OU](https://appshunter.io/developer/1615986462) | [PAYMO](https://appshunter.io/developer/1033227038) |

## What reviewers say

### Zenmoney

[App page](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786)

This app automatically tracks spending and income by connecting to your bank accounts. It analyzes your habits, provides AI-powered insights, and helps you plan budgets and future expenses to achieve financial well-being.

**Highlights:** Automatic transaction import and categorization, AI-powered financial insights and analysis, Budget planning and future spending forecasts, Savings progress tracking, Bill and subscription management, Customizable spending categories

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $3.49 | per month |
| Monthly subscription | $3.49 | per month |
| Annual subscription | $19.99 | per year |
| Annual subscription with trial | $19.99 | per year |
| Zenmoney Premium | $1.99 | one-time |
| Zenmoney Premium | $5.99 | one-time |
| Zenmoney Premium | $8.99 | one-time |
| Zenmoney Premium | $9.99 | one-time |
| Zenmoney Premium | $19.99 | one-time |
| Zenmoney Premium | $39.99 | one-time |


### Чаевые+. На карту по QR

[App page](https://appshunter.io/ios/app/plus-qr/id1530965284)

This app allows service industry employees to receive tips directly to their bank card via QR code. Guests can leave tips with ratings and reviews, and employees can track their earnings and manage their profiles. It's designed for HoReCa and other service-based businesses.

**Highlights:** Receive tips directly to bank card, QR code payment integration, Personalized employee profiles, Tip history with reviews, Individual and group tipping options, Integration with POS systems

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zenmoney free?

Zenmoney is free to download, with in-app purchases available.

### Is Чаевые+. На карту по QR free?

Чаевые+. На карту по QR is free to download, with no in-app purchases.

### Which has better reviews, Zenmoney or Чаевые+. На карту по QR?

Чаевые+. На карту по QR is rated higher. Zenmoney averages 4.4 out of 5 from 163 ratings, while Чаевые+. На карту по QR averages 4.8 from 29 ratings.

### Do Zenmoney or Чаевые+. На карту по QR have ads?

Neither Zenmoney nor Чаевые+. На карту по QR shows ads.

### Which is updated more often, Zenmoney or Чаевые+. На карту по QR?

Zenmoney ships an update every 4 weeks, and Чаевые+. На карту по QR monthly. Most recently, Zenmoney was updated on November 11, 2026 and Чаевые+. На карту по QR on November 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*