# Zenmoney vs JetLend. Инвестиции

The clearest difference is in-app purchases: JetLend. Инвестиции at none against Zenmoney's 10. Zenmoney's advantage is ads (none vs shown) and review sentiment (56% vs 24%). On price, rating, update cadence and monetization model there is nothing between them.

Both are free to download. Zenmoney sells 10 in-app purchases, starting at $3.49 per month. JetLend. Инвестиции asks for nothing beyond the download.

On the App Store both sit at effectively the same score — 4.4 for Zenmoney against 4.4 for JetLend. Инвестиции. Both are backed by a comparable volume of ratings — 161 and 44 respectively. Written reviews are what separate them: 56% of Zenmoney's written reviews are positive against 24% of JetLend. Инвестиции's.

Zenmoney ships an update every 4 weeks, JetLend. Инвестиции fortnightly. The most recent releases landed on October 29, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Zenmoney | JetLend. Инвестиции |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (161 ratings)](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786/reviews)** | [4.4 (44 ratings)](https://appshunter.io/ios/app/jetlend/id1556130355/reviews) |
| Number of ratings | **161** | 44 |
| Positive reviews | **56.5% of reviews** | 24.3% of reviews |
| In-app purchases | Yes | **No** |
| Ads | **No** | Yes |
| Update frequency | Every 4 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 249 MB | 45 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Zenmoney OU](https://appshunter.io/developer/1615986462) | [JETLEND, OOO](https://appshunter.io/developer/1556130357) |

## What reviewers say

### Zenmoney

[App page](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786)

This app automatically tracks spending and income by connecting to your bank accounts. It analyzes your habits, provides AI-powered insights, and helps you plan budgets and future expenses to achieve financial well-being.

**Highlights:** Automatic transaction import and categorization, AI-powered financial insights and analysis, Budget planning and future spending forecasts, Savings progress tracking, Bill and subscription management, Customizable spending categories

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $3.49 | per month |
| Monthly subscription | $3.49 | per month |
| Annual subscription | $19.99 | per year |
| Annual subscription with trial | $19.99 | per year |
| Zenmoney Premium | $1.99 | one-time |
| Zenmoney Premium | $5.99 | one-time |
| Zenmoney Premium | $8.99 | one-time |
| Zenmoney Premium | $9.99 | one-time |
| Zenmoney Premium | $19.99 | one-time |
| Zenmoney Premium | $39.99 | one-time |


### JetLend. Инвестиции

[App page](https://appshunter.io/ios/app/jetlend/id1556130355)

Invest in businesses through a regulated online platform. Earn attractive returns by directly lending to small and medium-sized enterprises. Access fast, transparent, and convenient financing for your capital.

**Highlights:** Crowdlending platform, Direct business lending, Attractive investor returns, Regulated by the Central Bank, Transparent financing for businesses

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient for passive investing
- 👍 Good alternative to deposits/bonds
- 👍 User-friendly interface
- 👍 Fast application processing
- 👍 Clear terms and conditions

**What reviewers complain about**

- 👎 No profit, only losses
- 👎 Difficult to withdraw funds
- 👎 Low liquidity
- 👎 High default rates
- 👎 Unrealistic promised returns

**Reported bugs**

- Mobile app constantly malfunctions
- App crashes
- App shows a white screen on launch
- App does not respond to screen touches
- App freezes after the logo screen

**Requested features**

- Improve app stability
- Address white screen bug
- Improve withdrawal process speed
- Increase transparency in return calculation
- Enhance borrower vetting process


## Frequently asked questions

### Is Zenmoney free?

Zenmoney is free to download, with in-app purchases available.

### Is JetLend. Инвестиции free?

JetLend. Инвестиции is free to download, with no in-app purchases.

### Which has better reviews, Zenmoney or JetLend. Инвестиции?

Zenmoney is rated higher. Zenmoney averages 4.4 out of 5 from 161 ratings, while JetLend. Инвестиции averages 4.4 from 44 ratings.

### Do Zenmoney or JetLend. Инвестиции have ads?

JetLend. Инвестиции shows ads; Zenmoney does not.

### Which is updated more often, Zenmoney or JetLend. Инвестиции?

Zenmoney ships an update every 4 weeks, and JetLend. Инвестиции fortnightly. Most recently, Zenmoney was updated on October 29, 2026 and JetLend. Инвестиции on October 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*