# Zenmoney vs SMARTLAB

The clearest difference is rating: Zenmoney at 4.5 against SMARTLAB's 3.0. Zenmoney also leads on ratings volume (159 vs 2) and review sentiment (56% vs 45%). SMARTLAB's advantage is in-app purchases (none vs 10). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Zenmoney sells 10 in-app purchases, starting at $3.49 per month. SMARTLAB asks for nothing beyond the download.

Zenmoney holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Zenmoney has 159 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 56% of Zenmoney's written reviews are positive against 45% of SMARTLAB's.

Zenmoney ships an update every 4 weeks, SMARTLAB every 2 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Zenmoney | SMARTLAB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (159 ratings)](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/smartlab/id1602002316/reviews) |
| Number of ratings | **159** | 2 |
| Positive reviews | **56.5% of reviews** | 45.2% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 249 MB | 28 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 9+ |
| Developer | [Zenmoney OU](https://appshunter.io/developer/1615986462) | [Timofey Martynov](https://appshunter.io/developer/1602002318) |

## What reviewers say

### Zenmoney

[App page](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786)

This app automatically tracks spending and income by connecting to your bank accounts. It analyzes your habits, provides AI-powered insights, and helps you plan budgets and future expenses to achieve financial well-being.

**Highlights:** Automatic transaction import and categorization, AI-powered financial insights and analysis, Budget planning and future spending forecasts, Savings progress tracking, Bill and subscription management, Customizable spending categories

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $3.49 | per month |
| Monthly subscription | $3.49 | per month |
| Annual subscription | $19.99 | per year |
| Annual subscription with trial | $19.99 | per year |
| Zenmoney Premium | $1.99 | one-time |
| Zenmoney Premium | $5.99 | one-time |
| Zenmoney Premium | $8.99 | one-time |
| Zenmoney Premium | $9.99 | one-time |
| Zenmoney Premium | $19.99 | one-time |
| Zenmoney Premium | $39.99 | one-time |


### SMARTLAB

[App page](https://appshunter.io/ios/app/smartlab/id1602002316)

This app provides real-time stock market news, investment ideas, and discussions on trading strategies. It connects thousands of active investors and traders monthly, with around a thousand bloggers sharing their insights.

**Highlights:** Real-time stock market information, Latest market news, Investment ideas, Trading method discussions, Community of investors and traders, Blogger insights

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zenmoney free?

Zenmoney is free to download, with in-app purchases available.

### Is SMARTLAB free?

SMARTLAB is free to download, with no in-app purchases.

### Which has better reviews, Zenmoney or SMARTLAB?

Zenmoney is rated higher. Zenmoney averages 4.5 out of 5 from 159 ratings, while SMARTLAB averages 3.0 from 2 ratings.

### Do Zenmoney or SMARTLAB have ads?

Neither Zenmoney nor SMARTLAB shows ads.

### Which is updated more often, Zenmoney or SMARTLAB?

Zenmoney ships an update every 4 weeks, and SMARTLAB every 2 months. Most recently, Zenmoney was updated on October 24, 2026 and SMARTLAB on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*