# Zenmoney vs Expense Tracker

The clearest difference is review sentiment: Expense Tracker at 100% against Zenmoney's 57%. Expense Tracker also leads on rating (5.0 vs 4.4) and update cadence (every 4 days vs every 4 weeks). Zenmoney's advantage is ratings volume (161 vs 6) and iOS requirement (15.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Zenmoney sells 10 in-app purchases, starting at $3.49 per month and Expense Tracker sells 6 in-app purchases, starting at $2.99 per month. Whichever you choose, the download price is not the number that matters.

Expense Tracker holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Zenmoney has 161 ratings behind it against 6, so its average is the more settled of the two. Written reviews point the same way: 57% of Zenmoney's written reviews are positive against 100% of Expense Tracker's.

Zenmoney ships an update every 4 weeks, Expense Tracker every 4 days. The most recent releases landed on November 9, 2026 and November 8, 2026 respectively.

## The numbers

| Metric | Zenmoney | Expense Tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (161 ratings)](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786/reviews) | **[5.0 (6 ratings)](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564/reviews)** |
| Number of ratings | **161** | 6 |
| Positive reviews | 56.6% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 4 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 250 MB | 99 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Zenmoney OU](https://appshunter.io/developer/1615986462) | [Akarys Turganbekuly](https://appshunter.io/developer/1626436372) |

## What reviewers say

### Zenmoney

[App page](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786)

This app automatically tracks spending and income by connecting to your bank accounts. It analyzes your habits, provides AI-powered insights, and helps you plan budgets and future expenses to achieve financial well-being.

**Highlights:** Automatic transaction import and categorization, AI-powered financial insights and analysis, Budget planning and future spending forecasts, Savings progress tracking, Bill and subscription management, Customizable spending categories

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $3.49 | per month |
| Monthly subscription | $3.49 | per month |
| Annual subscription | $19.99 | per year |
| Annual subscription with trial | $19.99 | per year |
| Zenmoney Premium | $1.99 | one-time |
| Zenmoney Premium | $5.99 | one-time |
| Zenmoney Premium | $8.99 | one-time |
| Zenmoney Premium | $9.99 | one-time |
| Zenmoney Premium | $19.99 | one-time |
| Zenmoney Premium | $39.99 | one-time |


### Expense Tracker

[App page](https://appshunter.io/ios/app/expense-tracker-spendo/id6736650564)

This app helps you understand where your money goes by tracking expenses and income. It offers features like multi-currency support, subscription tracking, and category budgets, all while prioritizing user privacy with data stored locally.

**Highlights:** Multi-currency support, Subscription tracking, Category budgets, 100% privacy, Lightning-fast entry, CSV export, Face ID / Touch ID protection

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly plan | $2.99 | per month |
| Annual Plan | $8.99 | per year |
| Yearly plan | $8.99 | per year |
| Yearly plan | $17.99 | per year |
| Lifetime Plan | $14.99 | one-time |
| Lifetime Plan | $29.99 | one-time |


## Frequently asked questions

### Is Zenmoney free?

Zenmoney is free to download, with in-app purchases available.

### Is Expense Tracker free?

Expense Tracker is free to download, with in-app purchases available.

### Which has better reviews, Zenmoney or Expense Tracker?

Expense Tracker is rated higher. Zenmoney averages 4.4 out of 5 from 161 ratings, while Expense Tracker averages 5.0 from 6 ratings.

### Do Zenmoney or Expense Tracker have ads?

Neither Zenmoney nor Expense Tracker shows ads.

### Which is updated more often, Zenmoney or Expense Tracker?

Zenmoney ships an update every 4 weeks, and Expense Tracker every 4 days. Most recently, Zenmoney was updated on November 9, 2026 and Expense Tracker on November 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*