# Zenmoney vs RaBay

The clearest difference is in-app purchases: RaBay at none against Zenmoney's 10. RaBay also leads on update cadence (every 9 days vs every 4 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Zenmoney sells 10 in-app purchases, starting at $3.49 per month. RaBay asks for nothing beyond the download.

Zenmoney ships an update every 4 weeks, RaBay every 9 days. The most recent releases landed on November 1, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | Zenmoney | RaBay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (161 ratings)](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786/reviews)** | — |
| Number of ratings | **161** | — |
| Positive reviews | 56.5% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | — |
| Size | 249 MB | 90 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Zenmoney OU](https://appshunter.io/developer/1615986462) | [Ruslan Dossanov](https://appshunter.io/developer/1650937579) |

## What reviewers say

### Zenmoney

[App page](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786)

This app automatically tracks spending and income by connecting to your bank accounts. It analyzes your habits, provides AI-powered insights, and helps you plan budgets and future expenses to achieve financial well-being.

**Highlights:** Automatic transaction import and categorization, AI-powered financial insights and analysis, Budget planning and future spending forecasts, Savings progress tracking, Bill and subscription management, Customizable spending categories

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $3.49 | per month |
| Monthly subscription | $3.49 | per month |
| Annual subscription | $19.99 | per year |
| Annual subscription with trial | $19.99 | per year |
| Zenmoney Premium | $1.99 | one-time |
| Zenmoney Premium | $5.99 | one-time |
| Zenmoney Premium | $8.99 | one-time |
| Zenmoney Premium | $9.99 | one-time |
| Zenmoney Premium | $19.99 | one-time |
| Zenmoney Premium | $39.99 | one-time |


### RaBay

[App page](https://appshunter.io/ios/app/rabay/id6757349940)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Zenmoney free?

Zenmoney is free to download, with in-app purchases available.

### Is RaBay free?

RaBay is free to download, with no in-app purchases.

### Do Zenmoney or RaBay have ads?

Neither Zenmoney nor RaBay shows ads.

### Which is updated more often, Zenmoney or RaBay?

Zenmoney ships an update every 4 weeks, and RaBay every 9 days. Most recently, Zenmoney was updated on November 1, 2026 and RaBay on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*