# Zenmoney vs Budget

The clearest difference is rating: Budget at 5.0 against Zenmoney's 4.4. Zenmoney's advantage is ads (none vs shown) and ratings volume (163 vs 3). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Zenmoney sells 10 in-app purchases, starting at $3.49 per month and Budget sells 2 in-app purchases, starting at $2.99 per 7 days. Whichever you choose, the download price is not the number that matters.

Budget holds the better App Store score, 5.0 against 4.4. That said, the two scores are not equally well evidenced: Zenmoney has 163 ratings behind it against 3, so its average is the more settled of the two.

Zenmoney ships an update every 4 weeks, Budget every 2 months. The most recent releases landed on November 11, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | Zenmoney | Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (163 ratings)](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/budget-expense-tracker/id6766147588/reviews)** |
| Number of ratings | **163** | 3 |
| Positive reviews | 56.6% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | **No** | Yes |
| Update frequency | **Every 4 weeks** | Every 2 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 250 MB | 55 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Zenmoney OU](https://appshunter.io/developer/1615986462) | [EHM TECH LLC](https://appshunter.io/developer/1484023806) |

## What reviewers say

### Zenmoney

[App page](https://appshunter.io/ios/app/zenmoney-expense-tracker/id905934786)

This app automatically tracks spending and income by connecting to your bank accounts. It analyzes your habits, provides AI-powered insights, and helps you plan budgets and future expenses to achieve financial well-being.

**Highlights:** Automatic transaction import and categorization, AI-powered financial insights and analysis, Budget planning and future spending forecasts, Savings progress tracking, Bill and subscription management, Customizable spending categories

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly subscription | $3.49 | per month |
| Monthly subscription | $3.49 | per month |
| Annual subscription | $19.99 | per year |
| Annual subscription with trial | $19.99 | per year |
| Zenmoney Premium | $1.99 | one-time |
| Zenmoney Premium | $5.99 | one-time |
| Zenmoney Premium | $8.99 | one-time |
| Zenmoney Premium | $9.99 | one-time |
| Zenmoney Premium | $19.99 | one-time |
| Zenmoney Premium | $39.99 | one-time |


### Budget

[App page](https://appshunter.io/ios/app/budget-expense-tracker/id6766147588)

Track your spending and income with this ad-free personal finance app. Log transactions, set budgets, manage bills, and save for goals. All your financial data stays securely on your device.

**Highlights:** Log expenses, income, and transfers, Set monthly budgets per category, Schedule recurring bills and paychecks, Save toward financial goals, Track net worth, View spending breakdown by category, Offline functionality

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro - Weekly | $2.99 | per 7 days |
| Pro - Weekly | $29.99 | per year |


## Frequently asked questions

### Is Zenmoney free?

Zenmoney is free to download, with in-app purchases available.

### Is Budget free?

Budget is free to download, with in-app purchases available.

### Which has better reviews, Zenmoney or Budget?

Budget is rated higher. Zenmoney averages 4.4 out of 5 from 163 ratings, while Budget averages 5.0 from 3 ratings.

### Do Zenmoney or Budget have ads?

Budget shows ads; Zenmoney does not.

### Which is updated more often, Zenmoney or Budget?

Zenmoney ships an update every 4 weeks, and Budget every 2 months. Most recently, Zenmoney was updated on November 11, 2026 and Budget on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*