# AleraPay vs Sam by UCM

The clearest difference is rating: AleraPay at 4.5 against Sam by UCM's 3.0. AleraPay also leads on review sentiment (62% vs 31%) and ratings volume (142 vs 34). Sam by UCM's advantage is update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AleraPay holds the better App Store score, 4.5 against 3.0. Both are backed by a comparable volume of ratings — 142 and 34 respectively. Written reviews point the same way: 62% of AleraPay's written reviews are positive against 31% of Sam by UCM's.

AleraPay ships an update every 4 months, Sam by UCM every 5 weeks. The most recent releases landed on October 13, 2026 and October 7, 2026 respectively.

## The numbers

| Metric | AleraPay | Sam by UCM |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (142 ratings)](https://appshunter.io/ios/app/alerapay/id905989601/reviews)** | [3.0 (34 ratings)](https://appshunter.io/ios/app/sam-by-ucm/id1535808484/reviews) |
| Number of ratings | **142** | 34 |
| Positive reviews | **61.8% of reviews** | 30.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 29 MB | 124 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [FLEXIBLE BENEFITS SYSTEM INC](https://appshunter.io/developer/905989604) | [UPSTATE CONCIERGE MEDICINE, PLLC](https://appshunter.io/developer/1436523288) |

## What reviewers say

### AleraPay

[App page](https://appshunter.io/ios/app/alerapay/id905989601)

Manage your HSA, HRA, and FSA health benefit accounts with ease. Quickly check balances, view account details, and submit claims on the go. Secure and intuitive, this app provides real-time access to your important health benefit information.

**Highlights:** Check account balances 24/7, View account details and charts, File claims for medical FSA and HRA, Submit receipts via photo upload, Manage HSA transactions, Pay bills and add payees, Report lost or stolen debit cards

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Sam by UCM

[App page](https://appshunter.io/ios/app/sam-by-ucm/id1535808484)

Access on-demand healthcare services from anywhere through web, mobile, or phone. Receive care when you need it, conveniently and remotely.

**Highlights:** On-demand healthcare access, Remote consultations, Web, mobile, and phone support, Convenient care delivery

**In-app purchases:** none


## Frequently asked questions

### Is AleraPay free?

AleraPay is free to download, with no in-app purchases.

### Is Sam by UCM free?

Sam by UCM is free to download, with no in-app purchases.

### Which has better reviews, AleraPay or Sam by UCM?

AleraPay is rated higher. AleraPay averages 4.5 out of 5 from 142 ratings, while Sam by UCM averages 3.0 from 34 ratings.

### Do AleraPay or Sam by UCM have ads?

Neither AleraPay nor Sam by UCM shows ads.

### Which is updated more often, AleraPay or Sam by UCM?

AleraPay ships an update every 4 months, and Sam by UCM every 5 weeks. Most recently, AleraPay was updated on October 13, 2026 and Sam by UCM on October 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*