# 掌上宝盈 vs 旺财

The clearest difference is review sentiment: 掌上宝盈 at 100% against 旺财's 0%. 掌上宝盈 also leads on price (Free vs $0.99) and iOS requirement (15.0 vs 18.0). 旺财's advantage is update cadence (every 4 weeks vs every 4 months). On ads, in-app purchases and device support there is nothing between them.

掌上宝盈 is free to download; 旺财 costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

掌上宝盈 ships an update every 4 months, 旺财 every 4 weeks. The most recent releases landed on October 26, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | 掌上宝盈 | 旺财 |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | **[4.0 (1 ratings)](https://appshunter.io/ios/app/id906605658/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | **100.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 weeks** |
| Monetization | — | Paid |
| Size | 103 MB | 7 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [宝盈基金管理有限公司](https://appshunter.io/developer/906605661) | [铭高 袁](https://appshunter.io/developer/1839832219) |

## What reviewers say

### 掌上宝盈

[App page](https://appshunter.io/ios/app/id906605658)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 旺财

[App page](https://appshunter.io/ios/app/guarddog/id6783556497)

This AI-powered app helps you manage your debts and assets by automatically extracting loan details from images. It provides clear repayment plans, tracks cash flow, and offers insights into your financial health. All data is stored locally for maximum privacy.

**Highlights:** AI image recognition for debt extraction, Automated repayment plan generation, Cash flow tracking, Financial health assessment, Local data storage for privacy, Credit report import and analysis

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 掌上宝盈 free?

掌上宝盈 is free to download, with no in-app purchases.

### Is 旺财 free?

旺财 costs $0.99, with no in-app purchases.

### Do 掌上宝盈 or 旺财 have ads?

Neither 掌上宝盈 nor 旺财 shows ads.

### Which is updated more often, 掌上宝盈 or 旺财?

掌上宝盈 ships an update every 4 months, and 旺财 every 4 weeks. Most recently, 掌上宝盈 was updated on October 26, 2026 and 旺财 on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*