# 分期乐 vs 好车e贷

The clearest difference is ads: 好车e贷 at none against 分期乐's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

分期乐 ships an update monthly, 好车e贷 fortnightly. The most recent releases landed on September 28, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | 分期乐 | 好车e贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.6 (234 ratings)](https://appshunter.io/ios/app/id906611031/reviews)** | — |
| Number of ratings | **234** | — |
| Positive reviews | 39.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Fortnightly** |
| Size | 245 MB | 29 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [深圳市分期乐网络科技有限公司](https://appshunter.io/developer/897778999) | [Saic Finance](https://appshunter.io/developer/537148579) |

## What reviewers say

### 分期乐

[App page](https://appshunter.io/ios/app/id906611031)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast disbursement
- 👍 Helps in emergencies
- 👍 Can be a last resort for funds

**What reviewers complain about**

- 💸 High interest rates (usury)
- 💸 Hidden fees and charges
- 💸 Unclear billing and statements
- 💸 Forced installment plans
- 💸 Inability to repay early without penalty

**Reported bugs**

- App crashes (iOS)
- Unable to repay within the app/WeChat
- Blank repayment pages
- Forced updates
- Redirects to third-party loan apps

**Requested features**

- Clearer billing and interest calculation
- Option for early repayment without penalties
- Improved customer service responsiveness
- More transparent loan terms
- User-friendly interface


### 好车e贷

[App page](https://appshunter.io/ios/app/e/id987822818)

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 分期乐 free?

分期乐 is free to download, with no in-app purchases.

### Is 好车e贷 free?

好车e贷 is free to download, with no in-app purchases.

### Do 分期乐 or 好车e贷 have ads?

分期乐 shows ads; 好车e贷 does not.

### Which is updated more often, 分期乐 or 好车e贷?

分期乐 ships an update monthly, and 好车e贷 fortnightly. Most recently, 分期乐 was updated on September 28, 2026 and 好车e贷 on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*