# VCCU Mobile vs CoastHills Mobile

The clearest difference is rating: CoastHills Mobile at 4.8 against VCCU Mobile's 3.9. CoastHills Mobile also leads on review sentiment (49% vs 19%) and ratings volume (4.9K vs 44). VCCU Mobile's advantage is monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

CoastHills Mobile holds the better App Store score, 4.8 against 3.9. That said, the two scores are not equally well evidenced: CoastHills Mobile has 4.9K ratings behind it against 44, so its average is the more settled of the two. Written reviews point the same way: 19% of VCCU Mobile's written reviews are positive against 49% of CoastHills Mobile's.

VCCU Mobile ships an update monthly, CoastHills Mobile every 3 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | VCCU Mobile | CoastHills Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (44 ratings)](https://appshunter.io/ios/app/vccu-mobile/id907580885/reviews) | **[4.8 (4.9K ratings)](https://appshunter.io/ios/app/coasthills-mobile/id1489229656/reviews)** |
| Number of ratings | 44 | **4.9K** |
| Positive reviews | 18.6% of reviews | **48.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 129 MB | 122 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone, iPad | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Ventura County Credit Union](https://appshunter.io/developer/585839405) | [CoastHills Credit Union](https://appshunter.io/developer/734548173) |

## What reviewers say

### VCCU Mobile

[App page](https://appshunter.io/ios/app/vccu-mobile/id907580885)

Manage your finances securely 24/7 with this mobile banking app. Access account balances, pay bills, send and receive money, and deposit checks remotely. It also offers card management, loan applications, and account updates.

**Highlights:** 24/7 account access, Bill payment, Send/receive money with Zelle®, Remote check deposit, Card management, Loan applications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- ✨ Clean and easy to navigate
- 💳 New features like credit score monitoring
- ✅ Transfers are easy
- 🔒 Offers ease and security
- 💡 Easy to use upgraded app

**What reviewers complain about**

- 😠 Poorest running banking app
- 😠 Awful app to coerce facial recognition
- 😠 Freezes and does not work
- 😠 Forced to login via desktop
- 😠 Constantly trying to coerce digital ID

**Reported bugs**

- App freezes
- App does not work
- App times out
- App errors out
- App is slow

**Requested features**

- Bring back the old app
- Add biometric login
- Add 2 factor authentication
- Add companion app for banking
- Add credit score monitoring


### CoastHills Mobile

[App page](https://appshunter.io/ios/app/coasthills-mobile/id1489229656)

Manage your finances conveniently from your smartphone. Check balances, pay bills, transfer funds, and make remote deposits with ease. Set up alerts to stay informed about your account activity.

**Highlights:** Check account balances, Pay bills, Transfer funds, Set up alerts, Remote deposits

**Features:** Apple Watch app, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and easy to navigate
- 👍 Excellent customer service and friendly staff
- 👍 Sleek and modern app design
- 👍 Easy to access accounts
- 👍 Excellent banking experience overall

**What reviewers complain about**

- 🐛 Bill pay feature not functioning
- 🐛 Lack of Zelle integration
- 🐛 Inability to deposit checks after iOS 16 update
- 🐛 Inability to see pending transactions
- 🐛 Inability to export PDF statements

**Reported bugs**

- App constantly loading or freezing
- Inability to log in or access accounts
- Disappearance of money from accounts without explanation

**Requested features**

- Ability to see pending transactions
- Faster check deposit processing
- Ability to export PDF statements
- Integration of card controls for credit and debit cards
- Addition of Zelle integration


## Frequently asked questions

### Is VCCU Mobile free?

VCCU Mobile is free to download, with no in-app purchases.

### Is CoastHills Mobile free?

CoastHills Mobile is free to download, with no in-app purchases.

### Which has better reviews, VCCU Mobile or CoastHills Mobile?

CoastHills Mobile is rated higher. VCCU Mobile averages 3.9 out of 5 from 44 ratings, while CoastHills Mobile averages 4.8 from 4.9K ratings.

### Do VCCU Mobile or CoastHills Mobile have ads?

Neither VCCU Mobile nor CoastHills Mobile shows ads.

### Which is updated more often, VCCU Mobile or CoastHills Mobile?

VCCU Mobile ships an update monthly, and CoastHills Mobile every 3 months. Most recently, VCCU Mobile was updated on October 29, 2026 and CoastHills Mobile on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*