# Mobile FNB vs Metro Bank Authenticator

The clearest difference is review sentiment: Mobile FNB at 80% against Metro Bank Authenticator's 0%. Mobile FNB also leads on update cadence (every 3 weeks vs every 12 months). Metro Bank Authenticator's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (14.0 vs 18.4). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mobile FNB ships an update every 3 weeks, Metro Bank Authenticator every 12 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | Mobile FNB | Metro Bank Authenticator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/mobile-fnb/id908475680/reviews)** | — |
| Number of ratings | **1.2K** | — |
| Positive reviews | **80.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 12 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 197 MB | 12 MB |
| Requires iOS | 18.4 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 12+ | 4+ |
| Developer | [First National Bank and Trust Company of McAlester](https://appshunter.io/developer/505305879) | [MetroBank](https://appshunter.io/developer/854725531) |

## What reviewers say

### Mobile FNB

[App page](https://appshunter.io/ios/app/mobile-fnb/id908475680)

Consolidate all your financial accounts, including external ones, into a single, real-time view. Manage bills, transfer funds, and receive important alerts to make informed financial decisions on the go.

**Highlights:** All bank accounts in one place, Bill discovery and reminders, Integrated bill pay, Account-to-account transfers, Customizable alerts and notifications, Add tags, notes, and images to transactions

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful for long-distance banking
- 👍 Reliable banking experience

**What reviewers complain about**

- 🐛 Unreliable app performance
- 🐛 Slow account updates
- 🐛 Mobile deposit issues
- 🔒 Security concerns

**Reported bugs**

- App crashes and login issues
- Compatibility problems with newer devices

**Requested features**

- Faster account updates
- Improved mobile deposit functionality
- Enhanced security features


### Metro Bank Authenticator

[App page](https://appshunter.io/ios/app/metro-bank-authenticator/id1524446800)

This app provides a secure and convenient way for Metro Bank Business customers to authenticate online banking actions. It replaces the need for a physical security device, allowing for quick verification of logins, payments, and account changes directly from your mobile.

**Highlights:** Authenticate online banking actions, Secure login verification, Approve new payment setups, Confirm account changes, Replaces physical security devices, Convenient mobile authentication

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mobile FNB free?

Mobile FNB is free to download, with no in-app purchases.

### Is Metro Bank Authenticator free?

Metro Bank Authenticator is free to download, with no in-app purchases.

### Do Mobile FNB or Metro Bank Authenticator have ads?

Neither Mobile FNB nor Metro Bank Authenticator shows ads.

### Which is updated more often, Mobile FNB or Metro Bank Authenticator?

Mobile FNB ships an update every 3 weeks, and Metro Bank Authenticator every 12 months. Most recently, Mobile FNB was updated on October 29, 2026 and Metro Bank Authenticator on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*