# Mobile FNB vs Private Client Services

The clearest difference is rating: Mobile FNB at 4.8 against Private Client Services's 4.1. Mobile FNB also leads on review sentiment (80% vs 50%) and update cadence (monthly vs every 26 months). Private Client Services's advantage is monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Mobile FNB holds the better App Store score, 4.8 against 4.1. That said, the two scores are not equally well evidenced: Mobile FNB has 1.2K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 80% of Mobile FNB's written reviews are positive against 50% of Private Client Services's.

Mobile FNB ships an update monthly, Private Client Services every 26 months. The most recent releases landed on September 29, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | Mobile FNB | Private Client Services |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.2K ratings)](https://appshunter.io/ios/app/mobile-fnb/id908475680/reviews)** | [4.1 (11 ratings)](https://appshunter.io/ios/app/private-client-services/id1528067380/reviews) |
| Number of ratings | **1.2K** | 11 |
| Positive reviews | **80.0% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 26 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 177 MB | 56 MB |
| Requires iOS | 18.4 | **17.0** |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [First National Bank and Trust Company of McAlester](https://appshunter.io/developer/505305879) | [The Capital Group Companies Inc.](https://appshunter.io/developer/1454038881) |

## What reviewers say

### Mobile FNB

[App page](https://appshunter.io/ios/app/mobile-fnb/id908475680)

Consolidate all your financial accounts, including external ones, into a single, real-time view. Manage bills, transfer funds, and receive important alerts to make informed financial decisions on the go.

**Highlights:** All bank accounts in one place, Bill discovery and reminders, Integrated bill pay, Account-to-account transfers, Customizable alerts and notifications, Add tags, notes, and images to transactions

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful for long-distance banking
- 👍 Reliable banking experience

**What reviewers complain about**

- 🐛 Unreliable app performance
- 🐛 Slow account updates
- 🐛 Mobile deposit issues
- 🔒 Security concerns

**Reported bugs**

- App crashes and login issues
- Compatibility problems with newer devices

**Requested features**

- Faster account updates
- Improved mobile deposit functionality
- Enhanced security features


### Private Client Services

[App page](https://appshunter.io/ios/app/private-client-services/id1528067380)

Access your investment account information on the go. View balances, review asset allocation, check transactions, and assess results. Stay informed with research insights and easily contact your team.

**Highlights:** Secure Multi-Factor Authentication, Comprehensive account overview, Investment results and holdings, Recent transactions, Research insights, Team contact information

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Mobile FNB free?

Mobile FNB is free to download, with no in-app purchases.

### Is Private Client Services free?

Private Client Services is free to download, with no in-app purchases.

### Which has better reviews, Mobile FNB or Private Client Services?

Mobile FNB is rated higher. Mobile FNB averages 4.8 out of 5 from 1.2K ratings, while Private Client Services averages 4.1 from 11 ratings.

### Do Mobile FNB or Private Client Services have ads?

Neither Mobile FNB nor Private Client Services shows ads.

### Which is updated more often, Mobile FNB or Private Client Services?

Mobile FNB ships an update monthly, and Private Client Services every 26 months. Most recently, Mobile FNB was updated on September 29, 2026 and Private Client Services on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*