# Mobile FNB vs FNB&T

Mobile FNB and FNB&T both sit at 4.8 stars, but that hides the real split: 80% of Mobile FNB's written reviews are positive against 67% of FNB&T's. Mobile FNB also leads on ratings volume (1.2K vs 233). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Mobile FNB against 4.9 for FNB&T. That said, the two scores are not equally well evidenced: Mobile FNB has 1.2K ratings behind it against 233, so its average is the more settled of the two. Written reviews are what separate them: 80% of Mobile FNB's written reviews are positive against 67% of FNB&T's.

Mobile FNB ships an update every 3 weeks, FNB&T monthly. Both last shipped on October 24, 2026.

## The numbers

| Metric | Mobile FNB | FNB&T |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.2K ratings)](https://appshunter.io/ios/app/mobile-fnb/id908475680/reviews) | **[4.9 (233 ratings)](https://appshunter.io/ios/app/fnb-and-t/id6480477608/reviews)** |
| Number of ratings | **1.2K** | 233 |
| Positive reviews | **80.0% of reviews** | 66.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 197 MB | 198 MB |
| Requires iOS | 18.4 | 18.4 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 12+ | 4+ |
| Developer | [First National Bank and Trust Company of McAlester](https://appshunter.io/developer/505305879) | [First National Bank of Atmore](https://appshunter.io/developer/1169136889) |

## What reviewers say

### Mobile FNB

[App page](https://appshunter.io/ios/app/mobile-fnb/id908475680)

Consolidate all your financial accounts, including external ones, into a single, real-time view. Manage bills, transfer funds, and receive important alerts to make informed financial decisions on the go.

**Highlights:** All bank accounts in one place, Bill discovery and reminders, Integrated bill pay, Account-to-account transfers, Customizable alerts and notifications, Add tags, notes, and images to transactions

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient mobile banking
- 💡 Helpful for long-distance banking
- 👍 Reliable banking experience

**What reviewers complain about**

- 🐛 Unreliable app performance
- 🐛 Slow account updates
- 🐛 Mobile deposit issues
- 🔒 Security concerns

**Reported bugs**

- App crashes and login issues
- Compatibility problems with newer devices

**Requested features**

- Faster account updates
- Improved mobile deposit functionality
- Enhanced security features


### FNB&T

[App page](https://appshunter.io/ios/app/fnb-and-t/id6480477608)

Manage your finances with this personal financial advocate. It offers tools to set alerts, make payments, transfer funds, deposit checks remotely, and manage your debit card. Secure your account with a passcode or biometrics.

**Highlights:** Set up balance alerts, Make payments to companies and friends, Transfer money between accounts, Mobile check deposit, Debit card management, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Mobile FNB free?

Mobile FNB is free to download, with no in-app purchases.

### Is FNB&T free?

FNB&T is free to download, with no in-app purchases.

### Which has better reviews, Mobile FNB or FNB&T?

FNB&T is rated higher. Mobile FNB averages 4.8 out of 5 from 1.2K ratings, while FNB&T averages 4.9 from 233 ratings.

### Do Mobile FNB or FNB&T have ads?

Neither Mobile FNB nor FNB&T shows ads.

### Which is updated more often, Mobile FNB or FNB&T?

Mobile FNB ships an update every 3 weeks, and FNB&T monthly. Most recently, Mobile FNB was updated on October 24, 2026 and FNB&T on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*