# Co vs mMoney Wallet

The clearest difference is rating: Co at 4.6 against mMoney Wallet's 4.3. Co also leads on ratings volume (1.9K vs 11) and review sentiment (57% vs 33%). mMoney Wallet's advantage is update cadence (every 5 weeks vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Co holds the better App Store score, 4.6 against 4.3. That said, the two scores are not equally well evidenced: Co has 1.9K ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 57% of Co's written reviews are positive against 33% of mMoney Wallet's.

Co ships an update every 4 months, mMoney Wallet every 5 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | Co | mMoney Wallet |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.9K ratings)](https://appshunter.io/ios/app/co-optima-mobile/id908778730/reviews)** | [4.3 (11 ratings)](https://appshunter.io/ios/app/mmoney-wallet/id1321088397/reviews) |
| Number of ratings | **1.9K** | 11 |
| Positive reviews | **57.1% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 27 MB | 39 MB |
| Requires iOS | **16** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Barbados Public Workers' Co-operative Credit Union Limited](https://appshunter.io/developer/908778733) | [Mmoney](https://appshunter.io/developer/1657434401) |

## What reviewers say

### Co

[App page](https://appshunter.io/ios/app/co-optima-mobile/id908778730)

Manage your finances with a sleek, secure digital banking app. Control your cards, set travel alerts, and receive real-time notifications for all account activity. Enjoy fast transfers, bill payments, and 24/7 access with enhanced security features.

**Highlights:** Card Controls (lock/unlock), Travel Notifications, Real-Time Account Alerts, Fast Transfers & Bill Payments, Biometric & Two-Factor Authentication, 24/7 Account Access

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient to use
- 🔒 Added security features

**What reviewers complain about**

- 🐛 Bugs and glitches after updates
- ⚠️ Frequent password changes required
- 🔒 Inconsistent Face ID
- 🤔 Confusing navigation

**Reported bugs**

- Randomly prompts to enroll as new user
- Unable to make RTP transfers
- Unable to access account after update

**Requested features**

- View account number in app
- Add payees for frequent transfers
- Transfer money with email or phone number


### mMoney Wallet

[App page](https://appshunter.io/ios/app/mmoney-wallet/id1321088397)

This app offers a secure and convenient way to make mobile payments in Barbados, eliminating the need for cash or cards. Track spending, find nearby merchants, and receive discounts. It's free to send and receive money, and pay for items with a tap.

**Highlights:** Mobile payments, Spending tracking, Merchant locator, Discount notifications, Biometric login, Send/receive money

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Co free?

Co is free to download, with no in-app purchases.

### Is mMoney Wallet free?

mMoney Wallet is free to download, with no in-app purchases.

### Which has better reviews, Co or mMoney Wallet?

Co is rated higher. Co averages 4.6 out of 5 from 1.9K ratings, while mMoney Wallet averages 4.3 from 11 ratings.

### Do Co or mMoney Wallet have ads?

Neither Co nor mMoney Wallet shows ads.

### Which is updated more often, Co or mMoney Wallet?

Co ships an update every 4 months, and mMoney Wallet every 5 weeks. Most recently, Co was updated on November 6, 2026 and mMoney Wallet on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*