# Co vs AffinityPlus

The clearest difference is rating: Co at 4.7 against AffinityPlus's 3.5. Co also leads on ratings volume (1.8K vs 6). AffinityPlus's advantage is update cadence (every 2 months vs every 4 months) and iOS requirement (13 vs 16). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Co holds the better App Store score, 4.7 against 3.5. That said, the two scores are not equally well evidenced: Co has 1.8K ratings behind it against 6, so its average is the more settled of the two.

Co ships an update every 4 months, AffinityPlus every 2 months. The most recent releases landed on October 12, 2026 and September 28, 2026 respectively.

## The numbers

| Metric | Co | AffinityPlus |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.8K ratings)](https://appshunter.io/ios/app/co-optima-mobile/id908778730/reviews)** | [3.5 (6 ratings)](https://appshunter.io/ios/app/affinityplus/id1446296664/reviews) |
| Number of ratings | **1.8K** | 6 |
| Positive reviews | 57.1% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 27 MB | 9 MB |
| Requires iOS | 16 | **13** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Barbados Public Workers' Co-operative Credit Union Limited](https://appshunter.io/developer/908778733) | [Barbados Workers Union Co Operative Credit Union Ltd](https://appshunter.io/developer/1446296663) |

## What reviewers say

### Co

[App page](https://appshunter.io/ios/app/co-optima-mobile/id908778730)

Manage your finances with a sleek, secure digital banking app. Control your cards, set travel alerts, and receive real-time notifications for all account activity. Enjoy fast transfers, bill payments, and 24/7 access with enhanced security features.

**Highlights:** Card Controls (lock/unlock), Travel Notifications, Real-Time Account Alerts, Fast Transfers & Bill Payments, Biometric & Two-Factor Authentication, 24/7 Account Access

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly app
- 🚀 Convenient to use
- 🔒 Added security features

**What reviewers complain about**

- 🐛 Bugs and glitches after updates
- ⚠️ Frequent password changes required
- 🔒 Inconsistent Face ID
- 🤔 Confusing navigation

**Reported bugs**

- Randomly prompts to enroll as new user
- Unable to make RTP transfers
- Unable to access account after update

**Requested features**

- View account number in app
- Add payees for frequent transfers
- Transfer money with email or phone number


### AffinityPlus

[App page](https://appshunter.io/ios/app/affinityplus/id1446296664)

Manage your credit union accounts conveniently and securely on the go. Perform transactions, view history, and check rates anytime, anywhere. This service is free for all enrolled members.

**Highlights:** Check account balances, View transaction history, Transfer funds, Pay bills, View cleared checks, Get current rates

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Co free?

Co is free to download, with no in-app purchases.

### Is AffinityPlus free?

AffinityPlus is free to download, with no in-app purchases.

### Which has better reviews, Co or AffinityPlus?

Co is rated higher. Co averages 4.7 out of 5 from 1.8K ratings, while AffinityPlus averages 3.5 from 6 ratings.

### Do Co or AffinityPlus have ads?

Neither Co nor AffinityPlus shows ads.

### Which is updated more often, Co or AffinityPlus?

Co ships an update every 4 months, and AffinityPlus every 2 months. Most recently, Co was updated on October 12, 2026 and AffinityPlus on September 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*