# MiCuentaCoop vs Oriental Bank

MiCuentaCoop and Oriental Bank both sit at 4.8 stars, but that hides the real split: 83% of Oriental Bank's written reviews are positive against 44% of MiCuentaCoop's. Oriental Bank also leads on monetization model (free vs free with in-app purchases) and update cadence (monthly vs every 4 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for MiCuentaCoop against 4.9 for Oriental Bank. That said, the two scores are not equally well evidenced: Oriental Bank has 23K ratings behind it against 949, so its average is the more settled of the two. Written reviews are what separate them: 44% of MiCuentaCoop's written reviews are positive against 83% of Oriental Bank's.

MiCuentaCoop ships an update every 4 months, Oriental Bank monthly. Both last shipped on November 1, 2026.

## The numbers

| Metric | MiCuentaCoop | Oriental Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (949 ratings)](https://appshunter.io/ios/app/micuentacoop/id909659882/reviews) | **[4.9 (23K ratings)](https://appshunter.io/ios/app/oriental-bank/id6445898608/reviews)** |
| Number of ratings | 949 | **23K** |
| Positive reviews | 43.8% of reviews | **82.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 114 MB | 120 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Cooperativa de ahorro y credito Oriental](https://appshunter.io/developer/909662885) | [OFG Bancorp](https://appshunter.io/developer/688388398) |

## What reviewers say

### MiCuentaCoop

[App page](https://appshunter.io/ios/app/micuentacoop/id909659882)

Manage your finances anytime, anywhere from your mobile device. Access account information, view transaction history, and transfer funds securely. Available for registered members of the Oriental Savings and Credit Cooperative.

**Highlights:** Manage money on mobile, Online financial access, Check balances, View transaction history, Transfer funds between accounts, Customize account descriptions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💰 Comprehensive account management and fund transfers
- 👍 User-friendly interface for viewing transactions
- 🔒 Face ID authentication support

**What reviewers complain about**

- 🐛 Frequent app crashes and freezing
- ❌ Login failures after updates
- 🔐 Redundant security steps (double password requirement)
- 📱 iOS compatibility issues
- 📊 Missing credit card transaction visibility

**Reported bugs**

- App crashes when verifying transactions
- Incompatible with iOS 16.4
- Login failures after recent updates
- Notifications not working
- App not updating properly

**Requested features**

- Password reset option without calling support
- Credit card transaction visibility
- Improved notification system
- Streamlined registration process


### Oriental Bank

[App page](https://appshunter.io/ios/app/oriental-bank/id6445898608)

Manage your finances with smart banking tools. Get personalized insights, budget effectively, and control your accounts and cards. Access e-statements and set up custom notifications for a secure and efficient banking experience.

**Highlights:** Personalized financial insights, Monthly budget creation, Transaction and balance projections, Enhanced card controls, E-statement access, Customizable notifications, Account management tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Efficient and fast
- 💯 Excellent service
- 🤩 Improved app experience

**What reviewers complain about**

- 🐛 Face ID not working
- 🤔 Complicated for older users
- 🤨 Confusing layout and navigation

**Reported bugs**

- New app still prompting for download
- Accounts not displaying properly

**Requested features**

- Add Apple Pay support
- Improve People Pay transfers
- Add passcode/biometric access


## Frequently asked questions

### Is MiCuentaCoop free?

MiCuentaCoop is free to download, with no in-app purchases.

### Is Oriental Bank free?

Oriental Bank is free to download, with no in-app purchases.

### Which has better reviews, MiCuentaCoop or Oriental Bank?

Oriental Bank is rated higher. MiCuentaCoop averages 4.8 out of 5 from 949 ratings, while Oriental Bank averages 4.9 from 23K ratings.

### Do MiCuentaCoop or Oriental Bank have ads?

Neither MiCuentaCoop nor Oriental Bank shows ads.

### Which is updated more often, MiCuentaCoop or Oriental Bank?

MiCuentaCoop ships an update every 4 months, and Oriental Bank monthly. Most recently, MiCuentaCoop was updated on November 1, 2026 and Oriental Bank on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*