# BIP Móvil vs MODO

The clearest difference is rating: MODO at 4.8 against BIP Móvil's 4.2. MODO also leads on review sentiment (28% vs 10%) and ratings volume (1.3K vs 165). BIP Móvil's advantage is ads (none vs shown) and device support (3 vs 1). On price, update cadence, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MODO holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: MODO has 1.3K ratings behind it against 165, so its average is the more settled of the two. Written reviews point the same way: 10% of BIP Móvil's written reviews are positive against 28% of MODO's.

BIP Móvil ships an update every 2 weeks, MODO weekly. The most recent releases landed on September 21, 2026 and September 17, 2026 respectively.

## The numbers

| Metric | BIP Móvil | MODO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (165 ratings)](https://appshunter.io/ios/app/bip-movil/id910702923/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/modo/id1530606263/reviews)** |
| Number of ratings | 165 | **1.3K** |
| Positive reviews | 10.0% of reviews | **27.9% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | Free | Free |
| Size | 55 MB | 193 MB |
| Requires iOS | **15.5** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 12+ |
| Developer | [Banco de la Provincia de Buenos Aires](https://appshunter.io/developer/910702926) | [Play Digital SA](https://appshunter.io/developer/1527103696) |

## What reviewers say

### BIP Móvil

[App page](https://appshunter.io/ios/app/bip-movil/id910702923)

Manage your bank accounts, cards, and finances with ease. Perform transactions, make payments, and access various banking services securely from your mobile device.

**Highlights:** Account balance and transaction inquiries, CBU and Alias management, Credit and debit card management, Transfers and payments, Loan and fixed-term deposit inquiries, Foreign currency exchange, Notifications and contact center

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MODO

[App page](https://appshunter.io/ios/app/modo/id1530606263)

Simplify your daily life by connecting bank accounts and cards. Pay with QR or contactless, discover instant benefits and discounts, and access various services like recharges and gift cards. Transfer money easily to contacts without needing their bank details.

**Highlights:** Connect bank accounts and cards, QR and contactless payments, Discover instant discounts and benefits, Recharge services (SUBE, mobile, etc.), Send money to contacts without CBU/alias, View all account balances

**In-app purchases:** none

**What reviewers like**

- 💰 Excellent discounts and promotions
- 💳 Centralized payment options
- ⚡ Fast and efficient

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🔒 Issues with identity verification
- 🔌 Compatibility problems with iOS updates
- 🔍 Unreliable search and promotion features
- 🤖 Poor customer support and unresolved issues

**Reported bugs**

- Login and registration failures
- Inability to transfer funds or make payments
- Glitches with QR code scanning

**Requested features**

- Add NFC payment support
- Improve notification settings
- Streamline account management and linking


## Frequently asked questions

### Is BIP Móvil free?

BIP Móvil is free to download, with no in-app purchases.

### Is MODO free?

MODO is free to download, with no in-app purchases.

### Which has better reviews, BIP Móvil or MODO?

MODO is rated higher. BIP Móvil averages 4.2 out of 5 from 165 ratings, while MODO averages 4.8 from 1.3K ratings.

### Do BIP Móvil or MODO have ads?

MODO shows ads; BIP Móvil does not.

### Which is updated more often, BIP Móvil or MODO?

BIP Móvil ships an update every 2 weeks, and MODO weekly. Most recently, BIP Móvil was updated on September 21, 2026 and MODO on September 17, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*