# DKV Insurance vs Zaepp

The clearest difference is iOS requirement: Zaepp at 15.5 against DKV Insurance's 18.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

DKV Insurance ships an update fortnightly, Zaepp weekly. The most recent releases landed on October 29, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | DKV Insurance | Zaepp |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (85 ratings)](https://appshunter.io/ios/app/dkv-insurance/id911321769/reviews)** | — |
| Number of ratings | **85** | — |
| Positive reviews | 32.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Weekly** |
| Monetization | Free | — |
| Size | 38 MB | 115 MB |
| Requires iOS | 18.0 | **15.5** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [DKV Belgium](https://appshunter.io/developer/911321772) | [zapfloor](https://appshunter.io/developer/1494946622) |

## What reviewers say

### DKV Insurance

[App page](https://appshunter.io/ios/app/dkv-insurance/id911321769)

Easily submit medical expenses by scanning and sending documents directly through the app. Enjoy faster reimbursements for various healthcare visits and access your claims statements and insurance details anytime. Manage your personal information and keep your Medi-Card® handy for quick access to your insurance data.

**Highlights:** Submit medical expenses via scan, Faster reimbursements with AssurMed, View claims statements and coverages, Manage personal data, Digital Medi-Card®, Hospital support abroad

**Features:** macOS Compatibility

**In-app purchases:** none


### Zaepp

[App page](https://appshunter.io/ios/app/zaepp/id1586777146)

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is DKV Insurance free?

DKV Insurance is free to download, with no in-app purchases.

### Is Zaepp free?

Zaepp is free to download, with no in-app purchases.

### Do DKV Insurance or Zaepp have ads?

Neither DKV Insurance nor Zaepp shows ads.

### Which is updated more often, DKV Insurance or Zaepp?

DKV Insurance ships an update fortnightly, and Zaepp weekly. Most recently, DKV Insurance was updated on October 29, 2026 and Zaepp on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*