# Венец vs ХМБ

The clearest difference is review sentiment: Венец at 43% against ХМБ's 0%. ХМБ's advantage is rating (4.0 vs 3.3). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

ХМБ holds the better App Store score, 4.0 against 3.3. Both are backed by a comparable volume of ratings — 4 and 4 respectively. Written reviews complicate that: 43% of Венец's written reviews are positive against 0% of ХМБ's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 5 weeks. Both last shipped on October 24, 2026.

## The numbers

| Metric | Венец | ХМБ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (4 ratings)](https://appshunter.io/ios/app/id912299273/reviews) | **[4.0 (4 ratings)](https://appshunter.io/ios/app/id1259778585/reviews)** |
| Number of ratings | 4 | 4 |
| Positive reviews | **42.9% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | Free | Free |
| Size | 41 MB | 37 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [VENETS, AO](https://appshunter.io/developer/1504432594) | [ООО "Хакасский муниципальный банк"](https://appshunter.io/developer/1440570152) |

## What reviewers say

### Венец

[App page](https://appshunter.io/ios/app/id912299273)

Manage your bank accounts and cards on the go. Check balances, make payments, and view transaction history. Requires initial setup at a bank branch.

**Highlights:** Check account balances, Perform operations by templates, Pay for services, View transaction history, Mobile banking

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### ХМБ

[App page](https://appshunter.io/ios/app/id1259778585)

Manage your bank accounts, cards, and loans in real-time from your mobile device. Perform transfers, pay bills, and block cards. Access transaction history and analyze spending.

**Highlights:** Manage bank accounts, cards, and loans, Transfer funds between accounts, Make payments to other banks, Pay bills and services, Block lost cards, View transaction history, Find ATMs and bank offices

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Венец free?

Венец is free to download, with no in-app purchases.

### Is ХМБ free?

ХМБ is free to download, with no in-app purchases.

### Which has better reviews, Венец or ХМБ?

ХМБ is rated higher. Венец averages 3.3 out of 5 from 4 ratings, while ХМБ averages 4.0 from 4 ratings.

### Do Венец or ХМБ have ads?

Neither Венец nor ХМБ shows ads.

### Which is updated more often, Венец or ХМБ?

Венец ships an update every 5 weeks, and ХМБ every 5 weeks. Most recently, Венец was updated on October 24, 2026 and ХМБ on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*