# EMI Calculator & Loan Planner vs Split Sense

The clearest difference is in-app purchases: Split Sense at none against EMI Calculator & Loan Planner's 6. Split Sense also leads on ads (none vs shown) and update cadence (every 2 weeks vs every 2 months). On price, device support and iOS requirement there is nothing between them.

Both are free to download. EMI Calculator & Loan Planner sells 6 in-app purchases, starting at $0.49 per month. Split Sense asks for nothing beyond the download.

EMI Calculator & Loan Planner ships an update every 2 months, Split Sense every 2 weeks. The most recent releases landed on September 24, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | EMI Calculator & Loan Planner | Split Sense |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.1 (9 ratings)](https://appshunter.io/ios/app/emi-calculator-and-loan-planner/id914793563/reviews)** | — |
| Number of ratings | **9** | — |
| Positive reviews | 83.1% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 47 MB | 87 MB |
| Requires iOS | **15.0** | 15.5 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HUMAN DATA SG PTE. LTD.](https://appshunter.io/developer/1619123351) | [FutureX Consulting Services LLP](https://appshunter.io/developer/1848867723) |

## What reviewers say

### EMI Calculator & Loan Planner

[App page](https://appshunter.io/ios/app/emi-calculator-and-loan-planner/id914793563)

This app helps you calculate loan repayments, including EMIs, interest, and principal. It offers clear breakdowns, visual charts, and the ability to plan prepayments to save on interest. It also includes GST calculation, currency conversion, and finance news.

**Highlights:** EMI calculation for various loan types, Repayment schedule and breakdown, Prepayment planning and interest savings, GST calculator, Currency converter, Finance news updates, Nearby bank and ATM finder

**Features:** macOS Compatibility

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly Plan | $0.49 | per month |
| Weekly Plan | $0.59 | per 7 days |
| Monthly Plan | $0.99 | per month |
| Annual Plan | $4.99 | per year |
| Annual Plan | $9.99 | per year |
| Remove Advertisement from App | $4.99 | one-time |


### Split Sense

[App page](https://appshunter.io/ios/app/split-sense-split-expenses/id6759447607)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is EMI Calculator & Loan Planner free?

EMI Calculator & Loan Planner is free to download, with in-app purchases available.

### Is Split Sense free?

Split Sense is free to download, with no in-app purchases.

### Do EMI Calculator & Loan Planner or Split Sense have ads?

EMI Calculator & Loan Planner shows ads; Split Sense does not.

### Which is updated more often, EMI Calculator & Loan Planner or Split Sense?

EMI Calculator & Loan Planner ships an update every 2 months, and Split Sense every 2 weeks. Most recently, EMI Calculator & Loan Planner was updated on September 24, 2026 and Split Sense on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*