# Widiba vs Swatch Pay

Widiba and Swatch Pay both sit at 4.6 stars, but that hides the real split: 55% of Widiba's written reviews are positive against 17% of Swatch Pay's. Widiba also leads on device support (4 vs 2). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Widiba holds the better App Store score, 4.6 against 4.4. Both are backed by a comparable volume of ratings — 34 and 21 respectively. Written reviews point the same way: 55% of Widiba's written reviews are positive against 17% of Swatch Pay's.

Widiba ships an update every 4 weeks, Swatch Pay every 2 weeks. The most recent releases landed on August 18, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Widiba | Swatch Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (34 ratings)](https://appshunter.io/ios/app/widiba/id915429623/reviews)** | [4.4 (21 ratings)](https://appshunter.io/ios/app/swatch-pay/id1525248439/reviews) |
| Number of ratings | **34** | 21 |
| Positive reviews | **54.7% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 225 MB | 70 MB |
| Requires iOS | 15.6 | **15.0** |
| Devices | **iPhone, iPad, iPod, Apple TV** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Widiba S.p.A.](https://appshunter.io/developer/915429626) | [SWATCH LTD](https://appshunter.io/developer/413528441) |

## What reviewers say

### Widiba

[App page](https://appshunter.io/ios/app/widiba/id915429623)

This banking app offers a personalized and intuitive experience, allowing users to manage all their finances from a single page. Perform transactions and payments through a chat-like interface, and easily pay bills with QR codes or Apple Pay. Track your spending with visual graphs and monitor your assets.

**Highlights:** Single-page financial overview, Chat-based transaction interface, QR code bill payments, Apple Pay integration, Expense tracking with graphs, Asset performance monitoring

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### Swatch Pay

[App page](https://appshunter.io/ios/app/swatch-pay/id1525248439)

This app allows you to link your payment card to your compatible watch for contactless payments. Track your transactions and manage your payment functions securely and conveniently from your smartphone.

**Highlights:** Link payment cards to watch, Contactless payments, Track payment history, Suspend/delete payment function, Secure payment verification

**In-app purchases:** none


## Frequently asked questions

### Is Widiba free?

Widiba is free to download, with no in-app purchases.

### Is Swatch Pay free?

Swatch Pay is free to download, with no in-app purchases.

### Which has better reviews, Widiba or Swatch Pay?

Widiba is rated higher. Widiba averages 4.6 out of 5 from 34 ratings, while Swatch Pay averages 4.4 from 21 ratings.

### Do Widiba or Swatch Pay have ads?

Neither Widiba nor Swatch Pay shows ads.

### Which is updated more often, Widiba or Swatch Pay?

Widiba ships an update every 4 weeks, and Swatch Pay every 2 weeks. Most recently, Widiba was updated on August 18, 2026 and Swatch Pay on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*