# Arch MI vs Encompass LO

The clearest difference is rating: Encompass LO at 4.5 against Arch MI's 3.7. Arch MI's advantage is device support (3 vs 1) and iOS requirement (13.0 vs 18.0). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Encompass LO holds the better App Store score, 4.5 against 3.7. Both are backed by a comparable volume of ratings — 3 and 4 respectively.

Arch MI ships an update every 3 months, Encompass LO every 2 months. The most recent releases landed on October 24, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | Arch MI | Encompass LO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (3 ratings)](https://appshunter.io/ios/app/arch-mi/id916076736/reviews) | **[4.5 (4 ratings)](https://appshunter.io/ios/app/encompass-lo/id6738355640/reviews)** |
| Number of ratings | 3 | **4** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 1 MB | 64 MB |
| Requires iOS | **13.0** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 17+ |
| Developer | [Arch Mortgage Insurance Company](https://appshunter.io/developer/916076735) | [IntercontinentalExchange, Inc](https://appshunter.io/developer/394677843) |

## What reviewers say

### Arch MI

[App page](https://appshunter.io/ios/app/arch-mi/id916076736)

Access mortgage insurance rate programs, eligibility requirements, and market analysis. Connect with sales and operations teams through a built-in contact directory.

**Highlights:** Dynamic MI rate programs, Eligibility requirements, Quarterly market analysis, Sales and Operations contacts, Housing sector forecasts

**Features:** macOS Compatibility

**In-app purchases:** none


### Encompass LO

[App page](https://appshunter.io/ios/app/encompass-lo/id6738355640)

This app provides mortgage loan officers with tools for lead management, loan origination, and secure communication. It allows users to manage leads, convert them to loans, track their pipeline, and eSign documents remotely to drive sales and assist borrowers.

**Highlights:** Lead management, Loan origination tools, Secure communication, Loan pipeline management, eSign documents, Remote work capabilities

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Arch MI free?

Arch MI is free to download, with no in-app purchases.

### Is Encompass LO free?

Encompass LO is free to download, with no in-app purchases.

### Which has better reviews, Arch MI or Encompass LO?

Encompass LO is rated higher. Arch MI averages 3.7 out of 5 from 3 ratings, while Encompass LO averages 4.5 from 4 ratings.

### Do Arch MI or Encompass LO have ads?

Neither Arch MI nor Encompass LO shows ads.

### Which is updated more often, Arch MI or Encompass LO?

Arch MI ships an update every 3 months, and Encompass LO every 2 months. Most recently, Arch MI was updated on October 24, 2026 and Encompass LO on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*