# JT vs IBK캐피탈

The clearest difference is iOS requirement: JT at 8.0 against IBK캐피탈's 13.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

JT ships an update every 3 months, IBK캐피탈 every 4 months. The most recent releases landed on September 25, 2026 and September 15, 2026 respectively.

## The numbers

| Metric | JT | IBK캐피탈 |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 38.5% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 4 months |
| Monetization | Free | — |
| Size | 27 MB | 94 MB |
| Requires iOS | **8.0** | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Chinae Savings bank Co., Ltd](https://appshunter.io/developer/916198975) | [IBK Capital Corporation](https://appshunter.io/developer/1435130236) |

## What reviewers say

### JT

[App page](https://appshunter.io/ios/app/jt/id916198976)

This app offers a streamlined and secure way to manage loans. It provides personalized loan limit checks, application submission, and transaction history viewing. Users can also access services like automatic remittances and loan calculators.

**Highlights:** Personalized main screen, Loan limit check and application, Automatic remittance, Loan usage history, Sunshine Loan application, Direct call service, Certificate issuance

**Features:** Vision Pro support

**In-app purchases:** none


### IBK캐피탈

[App page](https://appshunter.io/ios/app/ibk/id1435130237)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is JT free?

JT is free to download, with no in-app purchases.

### Is IBK캐피탈 free?

IBK캐피탈 is free to download, with no in-app purchases.

### Do JT or IBK캐피탈 have ads?

Neither JT nor IBK캐피탈 shows ads.

### Which is updated more often, JT or IBK캐피탈?

JT ships an update every 3 months, and IBK캐피탈 every 4 months. Most recently, JT was updated on September 25, 2026 and IBK캐피탈 on September 15, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*