# Pennies vs Trackify Subscriptions

The clearest difference is ads: Trackify Subscriptions at none against Pennies's shown. On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Pennies sells 16 in-app purchases, starting at $1.99 per month and Trackify Subscriptions sells 3 in-app purchases, starting at $1.99 per month. Whichever you choose, the download price is not the number that matters.

Pennies ships an update every 6 days, Trackify Subscriptions every 2 weeks. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | Pennies | Trackify Subscriptions |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.8K ratings)](https://appshunter.io/ios/app/pennies-budget-and-bill-tracker/id916741290/reviews)** | — |
| Number of ratings | **1.8K** | — |
| Positive reviews | 72.2% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | Yes | **No** |
| Update frequency | **Every 6 days** | Every 2 weeks |
| Monetization | Free with in-app purchases | — |
| Size | 95 MB | 6 MB |
| Requires iOS | **15.0** | 15.6 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [The App Shop, Inc.](https://appshunter.io/developer/1746511328) | [Ravi Kakadiya](https://appshunter.io/developer/1681138880) |

## What reviewers say

### Pennies

[App page](https://appshunter.io/ios/app/pennies-budget-and-bill-tracker/id916741290)

This app helps you track spending and save money by clearly showing how much you have available to spend daily. It offers flexible budgeting options and syncs across your Apple devices.

**Highlights:** Know how much to spend daily, Helps you save money, Personalized weekly, monthly, and custom budgets, Syncs across iPhone, iPad, and Watch via iCloud, Unlimited budgets, Flexible expense entry, Multiple currencies support

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (16)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pennies Monthly Subscription | $1.99 | per month |
| Pennies Monthly Subscription | $2.99 | per month |
| Pennies Monthly Subscription | $3.99 | per month |
| Pennies Monthly Subscription | $4.99 | per month |
| Pennies Annual Subscription | $19.99 | per year |
| Pennies Annual Subscription | $19.99 | per year |
| Pennies Annual Subscription | $29.99 | per year |
| Pennies Annual Subscription | $29.99 | per year |
| Pennies Annual Subscription | $39.99 | per year |
| Pennies Annual Subscription | $39.99 | per year |
| Pennies Annual Subscription | $49.99 | per year |
| TipJar - Generous Tip | $1.99 | one-time |
| TipJar - Awesome Tip | $4.99 | one-time |
| TipJar - Superhero Tip | $9.99 | one-time |
| Pennies Premium Lifetime | $49.99 | one-time |
| Pennies Premium Lifetime | $99.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Helpful for budgeting and tracking expenses
- 🚀 Clean and intuitive interface
- 🚀 Convenient Apple Watch integration
- 👍 Effective for managing variable spending

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🐛 Syncing issues between devices
- 🐛 Laggy performance
- 💡 Lack of advanced features (e.g. reports, graphs)
- 💡 No option to share budgets with family members

**Reported bugs**

- App crashes when trying to edit or delete budgets
- Complication not available on newer Apple Watch faces
- Syncing issues causing data loss or inconsistencies
- Expenses not properly tracking across time zones

**Requested features**

- Add recurring expenses/bills
- Implement fortnightly budget option
- Introduce customizable categories and tags
- Add graphs and data visualization
- Enable budget sharing between devices/users


### Trackify Subscriptions

[App page](https://appshunter.io/ios/app/trackify-subscriptions-subtle/id6761454907)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Monthly | $1.99 | per month |
| Yearly | $9.99 | per year |
| LifeTime | $19.99 | one-time |


## Frequently asked questions

### Is Pennies free?

Pennies is free to download, with in-app purchases available.

### Is Trackify Subscriptions free?

Trackify Subscriptions is free to download, with in-app purchases available.

### Do Pennies or Trackify Subscriptions have ads?

Pennies shows ads; Trackify Subscriptions does not.

### Which is updated more often, Pennies or Trackify Subscriptions?

Pennies ships an update every 6 days, and Trackify Subscriptions every 2 weeks. Most recently, Pennies was updated on October 24, 2026 and Trackify Subscriptions on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*