# Pennies vs Risewell

The clearest difference is in-app purchases: Risewell at none against Pennies's 10. Risewell also leads on ads (none vs shown) and update cadence (every 3 days vs every 2 weeks). Pennies's advantage is device support (4 vs 2) and iOS requirement (15.0 vs 17.6). On price there is nothing between them.

Both are free to download. Pennies sells 10 in-app purchases, starting at $1.99 per month. Risewell asks for nothing beyond the download.

Pennies ships an update every 2 weeks, Risewell every 3 days. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Pennies | Risewell |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (1.8K ratings)](https://appshunter.io/ios/app/pennies-budget-and-bill-tracker/id916741290/reviews)** | — |
| Number of ratings | **1.8K** | — |
| Positive reviews | 72.2% of reviews | — |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Every 2 weeks | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 95 MB | 11 MB |
| Requires iOS | **15.0** | 17.6 |
| Devices | **iPhone, iPad, iPod, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [The App Shop, Inc.](https://appshunter.io/developer/1746511328) | [MARITIME MASTER LIMITED](https://appshunter.io/developer/1107589346) |

## What reviewers say

### Pennies

[App page](https://appshunter.io/ios/app/pennies-budget-and-bill-tracker/id916741290)

This app helps you manage your spending and save money by providing clear daily spending limits. It offers flexible budgeting options and syncs across your Apple devices. It's designed for everyday people to make personal finance simple and easy.

**Highlights:** Daily spending limit calculation, Flexible budget periods, iCloud syncing across devices, Unlimited budget creation, Edit past expenses, Multi-currency support, Transfer money between budgets

**Features:** Apple Watch app, Vision Pro support

**In-app purchases (10)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pennies Monthly Subscription | $1.99 | per month |
| Pennies Monthly Subscription | $2.99 | per month |
| Pennies Monthly Subscription | $3.99 | per month |
| Pennies Annual Subscription | $19.99 | per year |
| Pennies Annual Subscription | $29.99 | per year |
| Pennies Annual Subscription | $39.99 | per year |
| Pennies Annual Subscription | $49.99 | per year |
| TipJar - Generous Tip | $1.99 | one-time |
| TipJar - Awesome Tip | $4.99 | one-time |
| TipJar - Superhero Tip | $9.99 | one-time |

**What reviewers like**

- 👍 Simple and easy to use
- 💡 Helpful for budgeting and tracking expenses
- 🚀 Clean and intuitive interface
- 🚀 Convenient Apple Watch integration
- 👍 Effective for managing variable spending

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🐛 Syncing issues between devices
- 🐛 Laggy performance
- 💡 Lack of advanced features (e.g. reports, graphs)
- 💡 No option to share budgets with family members

**Reported bugs**

- App crashes when trying to edit or delete budgets
- Complication not available on newer Apple Watch faces
- Syncing issues causing data loss or inconsistencies
- Expenses not properly tracking across time zones

**Requested features**

- Add recurring expenses/bills
- Implement fortnightly budget option
- Introduce customizable categories and tags
- Add graphs and data visualization
- Enable budget sharing between devices/users


### Risewell

[App page](https://appshunter.io/ios/app/risewell/id6763715720)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Pennies free?

Pennies is free to download, with in-app purchases available.

### Is Risewell free?

Risewell is free to download, with no in-app purchases.

### Do Pennies or Risewell have ads?

Pennies shows ads; Risewell does not.

### Which is updated more often, Pennies or Risewell?

Pennies ships an update every 2 weeks, and Risewell every 3 days. Most recently, Pennies was updated on November 6, 2026 and Risewell on November 4, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*