# BACMobile vs BAC Digital Banking

The clearest difference is rating: BAC Digital Banking at 4.8 against BACMobile's 3.8. BAC Digital Banking also leads on ratings volume (665 vs 8) and review sentiment (60% vs 50%). BACMobile's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

BAC Digital Banking holds the better App Store score, 4.8 against 3.8. That said, the two scores are not equally well evidenced: BAC Digital Banking has 665 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 50% of BACMobile's written reviews are positive against 60% of BAC Digital Banking's.

BACMobile ships an update every 2 months, BAC Digital Banking every 3 months. The most recent releases landed on July 7, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | BACMobile | BAC Digital Banking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.8 (8 ratings)](https://appshunter.io/ios/app/bacmobile/id917788868/reviews) | **[4.8 (665 ratings)](https://appshunter.io/ios/app/bac-digital-banking/id1286827668/reviews)** |
| Number of ratings | 8 | **665** |
| Positive reviews | 50.0% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 2 months** | Every 3 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 13 MB | 100 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MultiEmployer.com, Inc.](https://appshunter.io/developer/815844792) | [BAC Community Bank](https://appshunter.io/developer/1282056612) |

## What reviewers say

### BACMobile

[App page](https://appshunter.io/ios/app/bacmobile/id917788868)

This app allows union members to access their online accounts, view benefits and work history, and interact with their union. Features include a job network, pension estimator, and dues management.

**Highlights:** Member account login, Benefits and work history overview, Job network access, Pension estimator, Dues status and payment, Pay stub scanning

**Features:** macOS Compatibility

**In-app purchases:** none


### BAC Digital Banking

[App page](https://appshunter.io/ios/app/bac-digital-banking/id1286827668)

Manage your finances on the go with a unified banking experience across devices. Check balances, pay bills, deposit checks, and transfer funds. Business customers gain access to advanced cash management and transaction approval features.

**Highlights:** Unified login across devices, Check balances and history, Download statements, Pay bills, Deposit checks, Transfer money, Account alerts

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Great bank overall
- 👍 Happy with service and staff
- 👍 App is easy to use
- 👍 Love the new app look and layout
- 👍 Easy to set up recurring transfers

**What reviewers complain about**

- 🐛 App times out too quickly when multitasking
- 🐛 Login issues, requires multiple attempts
- 🐛 App constantly logs out users
- 🐛 New update causes identity verification issues
- 🐛 Confirmation code not received or enterable

**Reported bugs**

- App times out immediately after switching apps
- App requires multiple logins due to 'experiencing problems' message
- App constantly logs out
- New update prevents identity verification by not allowing code entry
- App no longer shows account balance after a transaction

**Requested features**

- Improve app timeout behavior for multitasking
- Implement more intuitive biometric login (retina display)
- Remove the requirement for notes on the back of checks
- Enhance the check deposit process for user-friendliness and speed
- Provide ability to enter confirmation codes when sent


## Frequently asked questions

### Is BACMobile free?

BACMobile is free to download, with no in-app purchases.

### Is BAC Digital Banking free?

BAC Digital Banking is free to download, with no in-app purchases.

### Which has better reviews, BACMobile or BAC Digital Banking?

BAC Digital Banking is rated higher. BACMobile averages 3.8 out of 5 from 8 ratings, while BAC Digital Banking averages 4.8 from 665 ratings.

### Do BACMobile or BAC Digital Banking have ads?

BAC Digital Banking shows ads; BACMobile does not.

### Which is updated more often, BACMobile or BAC Digital Banking?

BACMobile ships an update every 2 months, and BAC Digital Banking every 3 months. Most recently, BACMobile was updated on July 7, 2026 and BAC Digital Banking on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*