# BACMobile vs Centricity Credit Union

The clearest difference is rating: Centricity Credit Union at 4.8 against BACMobile's 3.6. Centricity Credit Union also leads on ratings volume (717 vs 11) and review sentiment (60% vs 50%). BACMobile's advantage is iOS requirement (12.0 vs 15.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Centricity Credit Union holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: Centricity Credit Union has 717 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 50% of BACMobile's written reviews are positive against 60% of Centricity Credit Union's.

BACMobile ships an update every 2 months, Centricity Credit Union every 4 months. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | BACMobile | Centricity Credit Union |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.6 (11 ratings)](https://appshunter.io/ios/app/bacmobile/id917788868/reviews) | **[4.8 (717 ratings)](https://appshunter.io/ios/app/centricity-credit-union/id980238202/reviews)** |
| Number of ratings | 11 | **717** |
| Positive reviews | 50.0% of reviews | **60.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 4 months |
| Monetization | Free | Free |
| Size | 13 MB | 99 MB |
| Requires iOS | **12.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [MultiEmployer.com, Inc.](https://appshunter.io/developer/815844792) | [Centricity Credit Union](https://appshunter.io/developer/980238201) |

## What reviewers say

### BACMobile

[App page](https://appshunter.io/ios/app/bacmobile/id917788868)

This app allows union members to access their online accounts, view benefits and work history, and interact with their union. Features include a job network, pension estimator, and dues management.

**Highlights:** Member account login, Benefits and work history overview, Job network access, Pension estimator, Dues status and payment, Pay stub scanning

**Features:** macOS Compatibility

**In-app purchases:** none


### Centricity Credit Union

[App page](https://appshunter.io/ios/app/centricity-credit-union/id980238202)

Access your credit union accounts conveniently and securely from your mobile device. This app offers 24/7 banking services with robust security measures to protect your financial information.

**Highlights:** 24/7 account access, Secure mobile banking, Online banking integration, SSL data encryption, No password storage on device

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is BACMobile free?

BACMobile is free to download, with no in-app purchases.

### Is Centricity Credit Union free?

Centricity Credit Union is free to download, with no in-app purchases.

### Which has better reviews, BACMobile or Centricity Credit Union?

Centricity Credit Union is rated higher. BACMobile averages 3.6 out of 5 from 11 ratings, while Centricity Credit Union averages 4.8 from 717 ratings.

### Do BACMobile or Centricity Credit Union have ads?

Neither BACMobile nor Centricity Credit Union shows ads.

### Which is updated more often, BACMobile or Centricity Credit Union?

BACMobile ships an update every 2 months, and Centricity Credit Union every 4 months. Most recently, BACMobile was updated on November 1, 2026 and Centricity Credit Union on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*