# MB WAY vs Caixadirecta

The clearest difference is rating: Caixadirecta at 4.7 against MB WAY's 2.5. Caixadirecta also leads on review sentiment (40% vs 8%) and monetization model (free vs free with in-app purchases). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Caixadirecta holds the better App Store score, 4.7 against 2.5. That said, the two scores are not equally well evidenced: Caixadirecta has 1.9K ratings behind it against 66, so its average is the more settled of the two. Written reviews point the same way: 8% of MB WAY's written reviews are positive against 40% of Caixadirecta's.

MB WAY ships an update monthly, Caixadirecta every 11 days. Both last shipped on September 22, 2026.

## The numbers

| Metric | MB WAY | Caixadirecta |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.5 (66 ratings)](https://appshunter.io/ios/app/mb-way/id918126133/reviews) | **[4.7 (1.9K ratings)](https://appshunter.io/ios/app/caixadirecta/id1369089471/reviews)** |
| Number of ratings | 66 | **1.9K** |
| Positive reviews | 7.7% of reviews | **39.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 11 days** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 233 MB | 397 MB |
| Requires iOS | **15.6** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [SIBS FPS](https://appshunter.io/developer/918126132) | [Caixa Geral de Depósitos](https://appshunter.io/developer/451407052) |

## What reviewers say

### MB WAY

[App page](https://appshunter.io/ios/app/mb-way/id918126133)

This app simplifies payments by linking your mobile number to your bank card. Send, request, and receive money, split bills, and pay online or in-store using QR codes or NFC. It also offers virtual cards for secure online shopping and allows cash withdrawals at ATMs.

**Highlights:** Send, request, and receive money, Split bills with contacts, Generate MB NET virtual cards, Pay in-store with QR Code or NFC, Pay online with mobile number, Withdraw cash at ATMs, Track subscriptions and recurring payments

**Features:** Apple Wallet

**In-app purchases:** none


### Caixadirecta

[App page](https://appshunter.io/ios/app/caixadirecta/id1369089471)

Access your bank accounts, make payments, and manage finances on the go. This app offers secure and fast banking operations, including mobile payments, voice commands, and transfers. Stay updated on your financial status and interact with your bank anytime, anywhere.

**Highlights:** Access bank accounts, Make and schedule payments, Mobile payments via QR Code/Apple Pay, AI-powered digital assistant, View accounts from other banks, MB WAY transfers and withdrawals, Subscribe to products without visiting branch

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent online banking service
- 🌍 Useful for clients living abroad
- 👍 Easy and intuitive to use
- 🌐 Multilingual support (English and Portuguese)

**What reviewers complain about**

- 🐛 Buggy and unreliable
- 🕰️ Slow and laggy performance
- 🤔 Confusing and unintuitive navigation
- 🔒 Overly complicated security measures
- 💻 Lack of iPad support and optimization

**Reported bugs**

- Login issues and screen freezes
- Inability to update personal information
- Recurring transfer setup problems
- Inconsistent behavior when approving transactions
- Notifications leading to nowhere in the app

**Requested features**

- Allow users to update personal details directly in the app
- Provide option to set complex passwords instead of just PINs
- Improve language settings to make them more persistent
- Add support for landscape mode on tablets
- Enhance transaction details and history


## Frequently asked questions

### Is MB WAY free?

MB WAY is free to download, with no in-app purchases.

### Is Caixadirecta free?

Caixadirecta is free to download, with no in-app purchases.

### Which has better reviews, MB WAY or Caixadirecta?

Caixadirecta is rated higher. MB WAY averages 2.5 out of 5 from 66 ratings, while Caixadirecta averages 4.7 from 1.9K ratings.

### Do MB WAY or Caixadirecta have ads?

Neither MB WAY nor Caixadirecta shows ads.

### Which is updated more often, MB WAY or Caixadirecta?

MB WAY ships an update monthly, and Caixadirecta every 11 days. Most recently, MB WAY was updated on September 22, 2026 and Caixadirecta on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*