# 羊小咩 vs 360分期

The clearest difference is review sentiment: 羊小咩 at 100% against 360分期's 17%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Both ship on a similar rhythm, roughly every 3 weeks. The most recent releases landed on November 6, 2026 and November 2, 2026 respectively.

## The numbers

| Metric | 羊小咩 | 360分期 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (2 ratings)](https://appshunter.io/ios/app/id918387844/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | **100.0% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | Every 3 weeks |
| Monetization | Free | Free |
| Size | 87 MB | 87 MB |
| Requires iOS | **12.4** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Beijing QuantGroup Technology Co., Ltd](https://appshunter.io/developer/1265772149) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 羊小咩

[App page](https://appshunter.io/ios/app/id918387844)

This platform offers a personalized, one-stop shopping experience with installment payment options. It focuses on fun, gamified consumption for young users, featuring exclusive deals and user-driven event planning. Enjoy a straightforward, enjoyable shopping journey with real discounts and dedicated support.

**Highlights:** Installment shopping services, Personalized recommendations, Gamified consumption experience, User-driven event planning, Exclusive deals and discounts, Dedicated customer support

**Features:** Vision Pro support

**In-app purchases:** none


### 360分期

[App page](https://appshunter.io/ios/app/360/id1411234513)

This platform offers convenient, online-only installment loans with automated approval and flexible repayment options up to 24 months. It leverages technology to assess credit and provide a secure borrowing experience.

**Highlights:** Online application and approval, No collateral required, Automated and fast processing, Flexible repayment up to 24 months, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 羊小咩 free?

羊小咩 is free to download, with no in-app purchases.

### Is 360分期 free?

360分期 is free to download, with no in-app purchases.

### Do 羊小咩 or 360分期 have ads?

Neither 羊小咩 nor 360分期 shows ads.

### Which is updated more often, 羊小咩 or 360分期?

羊小咩 ships an update every 3 weeks, and 360分期 every 3 weeks. Most recently, 羊小咩 was updated on November 6, 2026 and 360分期 on November 2, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*