# MOLIM vs STC Bank

The clearest difference is rating: STC Bank at 4.7 against MOLIM's 4.2. STC Bank also leads on ratings volume (45K vs 1K) and update cadence (every 5 days vs fortnightly). MOLIM's advantage is monetization model (free vs ad-supported). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STC Bank holds the better App Store score, 4.7 against 4.2. That said, the two scores are not equally well evidenced: STC Bank has 45K ratings behind it against 1K, so its average is the more settled of the two. Written reviews point the same way: 25% of MOLIM's written reviews are positive against 38% of STC Bank's.

MOLIM ships an update fortnightly, STC Bank every 5 days. The most recent releases landed on October 29, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | MOLIM | STC Bank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (1K ratings)](https://appshunter.io/ios/app/molim/id919072738/reviews) | **[4.7 (45K ratings)](https://appshunter.io/ios/app/stc-bank/id6458546150/reviews)** |
| Number of ratings | 1K | **45K** |
| Positive reviews | 25.4% of reviews | **38.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | **Every 5 days** |
| Monetization | **Free** | Ad-supported |
| Size | 121 MB | 461 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Simah](https://appshunter.io/developer/919072737) | [STCPay](https://appshunter.io/developer/1364197139) |

## What reviewers say

### MOLIM

[App page](https://appshunter.io/ios/app/molim/id919072738)

Access your detailed credit report and score from the Saudi Credit Bureau. Understand your credit history, including loans, mortgages, and payment records, to manage and improve your financial health.

**Highlights:** Detailed credit history summary, Loan and mortgage tracking, Credit card and overdraft monitoring, Payment track record analysis, Credit health awareness, Informed financial decision-making

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Helpful app
- 👍 Easy to use
- 👍 Comprehensive report

**What reviewers complain about**

- 💰 Expensive subscription
- 🔒 Lack of privacy/security
- 🐛 Frequent crashes
- 🔍 Unclear credit scoring system
- 🤖 Poor customer support

**Reported bugs**

- Login issues
- Subscription renewal problems
- Incompatibility with newer devices

**Requested features**

- Free annual credit report
- More transparency on credit data usage
- Integration with other payment methods (e.g., Apple Pay)


### STC Bank

[App page](https://appshunter.io/ios/app/stc-bank/id6458546150)

Manage your finances securely and easily with a wide range of digital banking services. Perform transactions, manage cards, and access various account features all within a single application.

**Highlights:** Manage multiple accounts, Local & international transfers, Card management (mada & Visa), Bill payment, Financing options, Saving accounts

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and convenient
- 🚀 Good and fast
- 💡 Merge STC Pay and STC Bank into one app

**What reviewers complain about**

- 🐛 Sluggish performance and technical issues
- 🐛 Frequent crashes and glitches
- 🐛 Unreliable registration and account setup
- 🔒 Security concerns
- 🔋 High battery consumption

**Reported bugs**

- Incorrect error messages
- Inability to add funds or transfer money
- Compatibility issues with older devices
- Inconsistent app behavior

**Requested features**

- Dark mode option
- Improved user experience
- Better customer support
- Expand availability beyond Saudi Arabia


## Frequently asked questions

### Is MOLIM free?

MOLIM is free to download, with no in-app purchases.

### Is STC Bank free?

STC Bank is free to download, with no in-app purchases.

### Which has better reviews, MOLIM or STC Bank?

STC Bank is rated higher. MOLIM averages 4.2 out of 5 from 1K ratings, while STC Bank averages 4.7 from 45K ratings.

### Do MOLIM or STC Bank have ads?

Neither MOLIM nor STC Bank shows ads.

### Which is updated more often, MOLIM or STC Bank?

MOLIM ships an update fortnightly, and STC Bank every 5 days. Most recently, MOLIM was updated on October 29, 2026 and STC Bank on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*