# Express Checkout vs FTWCCU Benefits Checking

The clearest difference is ads: FTWCCU Benefits Checking at none against Express Checkout's shown. FTWCCU Benefits Checking also leads on monetization model (free vs ad-supported). Express Checkout's advantage is update cadence (every 2 months vs every 32 months) and ratings volume (544 vs 1). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Express Checkout against 5.0 for FTWCCU Benefits Checking. That said, the two scores are not equally well evidenced: Express Checkout has 544 ratings behind it against 1, so its average is the more settled of the two.

Express Checkout ships an update every 2 months, FTWCCU Benefits Checking every 32 months. The most recent releases landed on October 15, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | Express Checkout | FTWCCU Benefits Checking |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (544 ratings)](https://appshunter.io/ios/app/express-checkout/id919570831/reviews) | **[5.0 (1 ratings)](https://appshunter.io/ios/app/ftwccu-benefits-checking/id6470506750/reviews)** |
| Number of ratings | **544** | 1 |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 2 months** | Every 32 months |
| Monetization | Ad-supported | **Free** |
| Size | 36 MB | 75 MB |
| Requires iOS | **12.0** | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Express Checkout LLC](https://appshunter.io/developer/919570830) | [Worth Credit Union](https://appshunter.io/developer/420814677) |

## What reviewers say

### Express Checkout

[App page](https://appshunter.io/ios/app/express-checkout/id919570831)

Skip the checkout lines at participating stores. Scan your items as you shop and pay directly from your phone using your credit or debit card. This app streamlines your shopping experience for a faster, more convenient trip.

**Highlights:** Instant checkout, Scan and bag items, Pay with card, Supports produce, Apple Pay integration

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- ✨ Amazing staff and volunteers
- 💖 Helpful and friendly employees
- 🛍️ Great shopping experience, find tons of stuff
- 📚 Treasure trove for teachers
- 💡 Creative use of surplus materials

**What reviewers complain about**

- 🐛 App won't open past logo after update
- 🔒 App requires location access to function
- 💳 Cannot enter new credit card
- 🤔 Review deleted, perceived as shady

**Reported bugs**

- App stopped working after latest update
- App won't open past the logo
- App doesn't work without granting location info
- Cannot enter a new credit card

**Requested features**

- Ability to opt to use Apple Pay from within the app
- NFC terminals at all checkout stands accepting Apple Pay


### FTWCCU Benefits Checking

[App page](https://appshunter.io/ios/app/ftwccu-benefits-checking/id6470506750)

Discover local and national discounts on dining, shopping, travel, and entertainment. Present mobile coupons for instant savings and manage your benefit information. Submit requests for your favorite retailers to be added.

**Highlights:** Thousands of dining, shopping, and travel deals, Mobile coupon redemption, Customizable deal notifications, Favorite merchant storage, Merchant request submission, Savings calculator

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Express Checkout free?

Express Checkout is free to download, with no in-app purchases.

### Is FTWCCU Benefits Checking free?

FTWCCU Benefits Checking is free to download, with no in-app purchases.

### Which has better reviews, Express Checkout or FTWCCU Benefits Checking?

FTWCCU Benefits Checking is rated higher. Express Checkout averages 4.9 out of 5 from 544 ratings, while FTWCCU Benefits Checking averages 5.0 from 1 ratings.

### Do Express Checkout or FTWCCU Benefits Checking have ads?

Express Checkout shows ads; FTWCCU Benefits Checking does not.

### Which is updated more often, Express Checkout or FTWCCU Benefits Checking?

Express Checkout ships an update every 2 months, and FTWCCU Benefits Checking every 32 months. Most recently, Express Checkout was updated on October 15, 2026 and FTWCCU Benefits Checking on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*