# Scotia Móvil vs OCA

The clearest difference is rating: OCA at 4.8 against Scotia Móvil's 3.7. OCA also leads on ratings volume (330 vs 11) and update cadence (every 3 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OCA holds the better App Store score, 4.8 against 3.7. That said, the two scores are not equally well evidenced: OCA has 330 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 18% of Scotia Móvil's written reviews are positive against 29% of OCA's.

Scotia Móvil ships an update every 2 months, OCA every 3 weeks. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Scotia Móvil | OCA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (11 ratings)](https://appshunter.io/ios/app/scotia-movil/id920063972/reviews) | **[4.8 (330 ratings)](https://appshunter.io/ios/app/oca/id1450506124/reviews)** |
| Number of ratings | 11 | **330** |
| Positive reviews | 18.2% of reviews | **28.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 124 MB | 280 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Scotiabank Uruguay S.A.](https://appshunter.io/developer/920063971) | [OCA S.A.](https://appshunter.io/developer/674702227) |

## What reviewers say

### Scotia Móvil

[App page](https://appshunter.io/ios/app/scotia-movil/id920063972)

Manage your banking needs with this digital platform. Perform transfers, check account balances and transactions, and review credit card details. Easily locate nearby branches, ATMs, and promotions.

**Highlights:** Perform transfers, Check account balances, View transaction history, Manage credit cards, Find branches and ATMs, Discover promotions

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


### OCA

[App page](https://appshunter.io/ios/app/oca/id1450506124)

Manage your financial accounts, apply for credit cards, loans, and insurance. View and download statements, pay bills, recharge your phone, and secure your cards with temporary blocking. Enjoy daily benefits and free transfers.

**Highlights:** Biometric login, Apply for credit and loans, View and download statements, Pay credit card bills, Mobile recharge, Card blocking and unblocking, Free transfers

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Scotia Móvil free?

Scotia Móvil is free to download, with no in-app purchases.

### Is OCA free?

OCA is free to download, with no in-app purchases.

### Which has better reviews, Scotia Móvil or OCA?

OCA is rated higher. Scotia Móvil averages 3.7 out of 5 from 11 ratings, while OCA averages 4.8 from 330 ratings.

### Do Scotia Móvil or OCA have ads?

Neither Scotia Móvil nor OCA shows ads.

### Which is updated more often, Scotia Móvil or OCA?

Scotia Móvil ships an update every 2 months, and OCA every 3 weeks. Most recently, Scotia Móvil was updated on October 26, 2026 and OCA on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*