# MobiMoney vs SplitMate AI

The clearest difference is ads: MobiMoney at none against SplitMate AI's shown. SplitMate AI's advantage is update cadence (fortnightly vs every 9 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MobiMoney ships an update every 9 months, SplitMate AI fortnightly. The most recent releases landed on October 8, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | MobiMoney | SplitMate AI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.7 (232 ratings)](https://appshunter.io/ios/app/mobimoney/id920665300/reviews)** | — |
| Number of ratings | **232** | — |
| Positive reviews | 13.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 9 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 82 MB | 39 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [VANTIV, LLC](https://appshunter.io/developer/428535330) | [CHRISTOPHER KOZHAYA SAAD](https://appshunter.io/developer/6781557812) |

## What reviewers say

### MobiMoney

[App page](https://appshunter.io/ios/app/mobimoney/id920665300)

Gain complete control over your credit and debit card usage. Receive real-time alerts for potential fraud and set custom spending parameters for when, where, and how your cards can be used.

**Highlights:** Full credit/debit card control, Real-time fraud alerts, Set usage permissions, Control spending locations, Control spending times

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🎛️ Card on/off control prevents fraud
- 🔔 Real-time transaction notifications
- 💳 Spending alerts and limits
- 📊 Monthly spending tracking
- 🔒 Fraud prevention features

**What reviewers complain about**

- 🐛 Frequent login failures and authentication issues
- 🐛 Password reset functionality broken
- 🐛 Balance display freezes and doesn't update
- 🐛 Transaction notifications stop working
- 🐛 Face ID/Touch ID unreliable

**Reported bugs**

- Login authentication fails repeatedly
- Password reset emails not sent
- Balance display frozen at outdated amounts
- Transaction notifications stop without warning
- Face ID/Touch ID fails to activate

**Requested features**

- Improved Face ID/Touch ID reliability
- Better customer support accessibility
- Ability to delete/remove registered cards
- Enhanced balance update frequency
- Modernized user interface


### SplitMate AI

[App page](https://appshunter.io/ios/app/splitmate-ai/id6781557810)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MobiMoney free?

MobiMoney is free to download, with no in-app purchases.

### Is SplitMate AI free?

SplitMate AI is free to download, with no in-app purchases.

### Do MobiMoney or SplitMate AI have ads?

SplitMate AI shows ads; MobiMoney does not.

### Which is updated more often, MobiMoney or SplitMate AI?

MobiMoney ships an update every 9 months, and SplitMate AI fortnightly. Most recently, MobiMoney was updated on October 8, 2026 and SplitMate AI on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*