# Excel Smart vs Prime Smart

The clearest difference is rating: Excel Smart at 3.4 against Prime Smart's 2.9. Prime Smart's advantage is update cadence (every 4 weeks vs every 4 months) and ratings volume (24 vs 5). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Excel Smart holds the better App Store score, 3.4 against 2.9. Both are backed by a comparable volume of ratings — 5 and 24 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

Excel Smart ships an update every 4 months, Prime Smart every 4 weeks. The most recent releases landed on August 15, 2026 and September 21, 2026 respectively.

## The numbers

| Metric | Excel Smart | Prime Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.4 (5 ratings)](https://appshunter.io/ios/app/excel-smart/id921487474/reviews)** | [2.9 (24 ratings)](https://appshunter.io/ios/app/prime-smart/id1112059608/reviews) |
| Number of ratings | 5 | **24** |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 4 weeks** |
| Monetization | Free | Free |
| Size | 172 MB | 172 MB |
| Requires iOS | 12.4 | 12.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Excel Development Bank Ltd](https://appshunter.io/developer/1440581410) | [Prime Commercial Bank Ltd.](https://appshunter.io/developer/1448015251) |

## What reviewers say

### Excel Smart

[App page](https://appshunter.io/ios/app/excel-smart/id921487474)

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant QR code payments. Enjoy convenient banking anytime, anywhere without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure SSL encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Prime Smart

[App page](https://appshunter.io/ios/app/prime-smart/id1112059608)

Manage your bank account securely from your mobile device. Perform transactions, pay bills, and transfer funds with ease. Enjoy convenient banking services anytime, anywhere, without needing to visit a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure transactions

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Excel Smart free?

Excel Smart is free to download, with no in-app purchases.

### Is Prime Smart free?

Prime Smart is free to download, with no in-app purchases.

### Which has better reviews, Excel Smart or Prime Smart?

Excel Smart is rated higher. Excel Smart averages 3.4 out of 5 from 5 ratings, while Prime Smart averages 2.9 from 24 ratings.

### Do Excel Smart or Prime Smart have ads?

Neither Excel Smart nor Prime Smart shows ads.

### Which is updated more often, Excel Smart or Prime Smart?

Excel Smart ships an update every 4 months, and Prime Smart every 4 weeks. Most recently, Excel Smart was updated on August 15, 2026 and Prime Smart on September 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*