# Excel Smart vs Sahara Smart

Excel Smart and Sahara Smart are too close to call on the numbers: across 10 compared parameters — price, rating, review sentiment and ratings volume among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.4 for Excel Smart against 3.5 for Sahara Smart. Both are backed by a comparable volume of ratings — 5 and 2 respectively. Written reviews split almost evenly too, at 0% and 0% positive.

Excel Smart ships an update every 4 months, Sahara Smart every 7 months. The most recent releases landed on October 9, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | Excel Smart | Sahara Smart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.4 (5 ratings)](https://appshunter.io/ios/app/excel-smart/id921487474/reviews) | **[3.5 (2 ratings)](https://appshunter.io/ios/app/sahara-smart/id1499760846/reviews)** |
| Number of ratings | **5** | 2 |
| Positive reviews | 0.0% of reviews | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 4 months** | Every 7 months |
| Monetization | Free | Free |
| Size | 172 MB | 68 MB |
| Requires iOS | 12.4 | 12.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Excel Development Bank Ltd](https://appshunter.io/developer/1440581410) | [Sahara Nepal Saving and Credit Co-operative Society Ltd.](https://appshunter.io/developer/1499760575) |

## What reviewers say

### Excel Smart

[App page](https://appshunter.io/ios/app/excel-smart/id921487474)

Manage your bank account on the go with this secure mobile banking app. Perform bill payments, fund transfers, and instant QR code payments. Enjoy convenient banking anytime, anywhere without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure SSL encryption

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Sahara Smart

[App page](https://appshunter.io/ios/app/sahara-smart/id1499760846)

Manage your bank account conveniently from your mobile device anytime, anywhere. This secure app allows for easy fund transfers, bill payments, and instant QR code payments through the Fonepay Network. Enjoy simplified banking without needing to visit a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure transactions

**In-app purchases:** none


## Frequently asked questions

### Is Excel Smart free?

Excel Smart is free to download, with no in-app purchases.

### Is Sahara Smart free?

Sahara Smart is free to download, with no in-app purchases.

### Which has better reviews, Excel Smart or Sahara Smart?

Sahara Smart is rated higher. Excel Smart averages 3.4 out of 5 from 5 ratings, while Sahara Smart averages 3.5 from 2 ratings.

### Do Excel Smart or Sahara Smart have ads?

Neither Excel Smart nor Sahara Smart shows ads.

### Which is updated more often, Excel Smart or Sahara Smart?

Excel Smart ships an update every 4 months, and Sahara Smart every 7 months. Most recently, Excel Smart was updated on October 9, 2026 and Sahara Smart on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*