# Shangrila Smart vs HI

The clearest difference is rating: Shangrila Smart at 5.0 against HI's 1.6. Shangrila Smart also leads on monetization model (free vs free with in-app purchases) and iOS requirement (12.4 vs 15.6). HI's advantage is update cadence (every 8 days vs every 2 months) and ratings volume (96 vs 1). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Shangrila Smart holds the better App Store score, 5.0 against 1.6. That said, the two scores are not equally well evidenced: HI has 96 ratings behind it against 1, so its average is the more settled of the two.

Shangrila Smart ships an update every 2 months, HI every 8 days. The most recent releases landed on November 1, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Shangrila Smart | HI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (1 ratings)](https://appshunter.io/ios/app/shangrila-smart/id921961790/reviews)** | [1.6 (96 ratings)](https://appshunter.io/ios/app/hi-mb-plus/id6753976366/reviews) |
| Number of ratings | 1 | **96** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 8 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 147 MB | 165 MB |
| Requires iOS | **12.4** | 15.6 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 4+ |
| Developer | [Shangri-la Development Bank](https://appshunter.io/developer/1361537691) | [Himalayan Bank Limited](https://appshunter.io/developer/971712710) |

## What reviewers say

### Shangrila Smart

[App page](https://appshunter.io/ios/app/shangrila-smart/id921961790)

Manage your bank account securely from your mobile device anytime, anywhere. Perform bill payments, fund transfers, and QR code payments with ease. Enjoy convenient banking without visiting a branch.

**Highlights:** Banking on the go, Bill payments, Fund transfers, QR code payments, Account information access, Secure 128-bit SSL encryption

**Features:** Vision Pro support

**In-app purchases:** none


### HI

[App page](https://appshunter.io/ios/app/hi-mb-plus/id6753976366)

Manage your bank accounts and perform various financial transactions on the go. This app offers fund transfers, card management, loan and deposit views, QR payments, and access to account statements and branch information.

**Highlights:** Fund transfer (same and other banks), Card management, Loan and fixed deposit view, QR payments (NepalPay, eSewa), Account statement and transfer activities, Balance enquiry, Utility payments

**In-app purchases:** none

**What reviewers complain about**

- 🐛 Crashes and freezes
- 🔌 Connection issues
- 👎 Poor user experience
- 🤯 Frustrating app performance

**Reported bugs**

- Unable to log in with existing credentials
- Captcha validation not working
- Inconsistent app behavior and errors

**Requested features**

- Bring back the old working version
- Improve login and account recovery process
- Enhance overall app stability and reliability


## Frequently asked questions

### Is Shangrila Smart free?

Shangrila Smart is free to download, with no in-app purchases.

### Is HI free?

HI is free to download, with no in-app purchases.

### Which has better reviews, Shangrila Smart or HI?

Shangrila Smart is rated higher. Shangrila Smart averages 5.0 out of 5 from 1 ratings, while HI averages 1.6 from 96 ratings.

### Do Shangrila Smart or HI have ads?

Neither Shangrila Smart nor HI shows ads.

### Which is updated more often, Shangrila Smart or HI?

Shangrila Smart ships an update every 2 months, and HI every 8 days. Most recently, Shangrila Smart was updated on November 1, 2026 and HI on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*