# Мої вклади vs monobank

The clearest difference is update cadence: monobank at every 4 days against Мої вклади's every 3 months. monobank also leads on rating (4.9 vs 4.5) and ratings volume (18K vs 8). Мої вклади's advantage is device support (3 vs 1). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

monobank holds the better App Store score, 4.9 against 4.5. That said, the two scores are not equally well evidenced: monobank has 18K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 49% of Мої вклади's written reviews are positive against 60% of monobank's.

Мої вклади ships an update every 3 months, monobank every 4 days. The most recent releases landed on November 1, 2026 and November 12, 2026 respectively.

## The numbers

| Metric | Мої вклади | monobank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (8 ratings)](https://appshunter.io/ios/app/247/id922089818/reviews) | **[4.9 (18K ratings)](https://appshunter.io/ios/app/monobank-digital-mobile-bank/id1287005205/reviews)** |
| Number of ratings | 8 | **18K** |
| Positive reviews | 49.4% of reviews | **60.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 4 days** |
| Monetization | Free | Free |
| Size | 26 MB | 406 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [PrivatBank](https://appshunter.io/developer/307368718) | [UNIVERSAL BANK, PRAT](https://appshunter.io/developer/1287005204) |

## What reviewers say

### Мої вклади

[App page](https://appshunter.io/ios/app/247/id922089818)

Manage your deposits with ease. Calculate, open, and top up deposits, track interest, and view card balances. Analyze your finances, predict capital growth, and even track deposits from other banks.

**Highlights:** Deposit calculator, Open and top up deposits, Track interest and view statements, Card balance check, Financial analysis and capital growth prediction, Manage deposits from other banks, Online user support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### monobank

[App page](https://appshunter.io/ios/app/monobank-digital-mobile-bank/id1287005205)

Manage your finances with a comprehensive digital banking app. Open accounts, get cards, make payments, transfer money, and access loans and insurance. Enjoy features like cashback, currency exchange, and an in-app marketplace.

**Highlights:** Digital account opening, Virtual and physical card issuance, Credit limit application, Installment payments, Money transfers and bill payments, Currency exchange, Cashback program, Business account management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💙 Excellent service
- ⚡ Fast and efficient
- 🤝 Great support
- 🎨 Sleek design
- 🔒 Secure transactions

**What reviewers complain about**

- 🚫 Lack of English support
- 🤖 Unhelpful chatbot
- 🔒 Overly restrictive policies
- 🚧 Buggy updates
- 🤷‍♀️ Unclear cashback mechanics

**Reported bugs**

- App crashes on certain screens
- Deposit repayment delays
- Inconsistent user interface behavior

**Requested features**

- Add English language option
- Improve customer support
- Expand international accessibility
- Introduce Apple Pay integration
- Enhance deposit management features


## Frequently asked questions

### Is Мої вклади free?

Мої вклади is free to download, with no in-app purchases.

### Is monobank free?

monobank is free to download, with no in-app purchases.

### Which has better reviews, Мої вклади or monobank?

monobank is rated higher. Мої вклади averages 4.5 out of 5 from 8 ratings, while monobank averages 4.9 from 18K ratings.

### Do Мої вклади or monobank have ads?

Neither Мої вклади nor monobank shows ads.

### Which is updated more often, Мої вклади or monobank?

Мої вклади ships an update every 3 months, and monobank every 4 days. Most recently, Мої вклади was updated on November 1, 2026 and monobank on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*