# Мої вклади vs Ощад

Мої вклади and Ощад both sit at 4.5 stars, but that hides the real split: 49% of Мої вклади's written reviews are positive against 13% of Ощад's. Ощад's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (328 vs 8). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for Мої вклади against 4.4 for Ощад. That said, the two scores are not equally well evidenced: Ощад has 328 ratings behind it against 8, so its average is the more settled of the two. Written reviews are what separate them: 49% of Мої вклади's written reviews are positive against 13% of Ощад's.

Мої вклади ships an update every 3 months, Ощад every 2 weeks. The most recent releases landed on October 11, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Мої вклади | Ощад |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (8 ratings)](https://appshunter.io/ios/app/247/id922089818/reviews)** | [4.4 (328 ratings)](https://appshunter.io/ios/app/id1571479928/reviews) |
| Number of ratings | 8 | **328** |
| Positive reviews | **49.4% of reviews** | 13.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | — |
| Size | 26 MB | 167 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PrivatBank](https://appshunter.io/developer/307368718) | [JSC "Oschadbank"](https://appshunter.io/developer/1101088632) |

## What reviewers say

### Мої вклади

[App page](https://appshunter.io/ios/app/247/id922089818)

Manage your deposits with ease. Calculate, open, and top up deposits, track interest, and view card balances. Analyze your finances, predict capital growth, and even track deposits from other banks.

**Highlights:** Deposit calculator, Open and top up deposits, Track interest and view statements, Card balance check, Financial analysis and capital growth prediction, Manage deposits from other banks, Online user support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Ощад

[App page](https://appshunter.io/ios/app/id1571479928)

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Мої вклади free?

Мої вклади is free to download, with no in-app purchases.

### Is Ощад free?

Ощад is free to download, with no in-app purchases.

### Which has better reviews, Мої вклади or Ощад?

Мої вклади is rated higher. Мої вклади averages 4.5 out of 5 from 8 ratings, while Ощад averages 4.4 from 328 ratings.

### Do Мої вклади or Ощад have ads?

Neither Мої вклади nor Ощад shows ads.

### Which is updated more often, Мої вклади or Ощад?

Мої вклади ships an update every 3 months, and Ощад every 2 weeks. Most recently, Мої вклади was updated on October 11, 2026 and Ощад on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*