# Мої вклади vs MyRaif

The clearest difference is review sentiment: Мої вклади at 49% against MyRaif's 19%. MyRaif's advantage is update cadence (every 2 weeks vs every 3 months) and ratings volume (1.3K vs 8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyRaif holds the better App Store score, 4.8 against 4.5. That said, the two scores are not equally well evidenced: MyRaif has 1.3K ratings behind it against 8, so its average is the more settled of the two. Written reviews complicate that: 49% of Мої вклади's written reviews are positive against 19% of MyRaif's, so the app with the better star average is not the one people write more warmly about.

Мої вклади ships an update every 3 months, MyRaif every 2 weeks. The most recent releases landed on November 1, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Мої вклади | MyRaif |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (8 ratings)](https://appshunter.io/ios/app/247/id922089818/reviews) | **[4.8 (1.3K ratings)](https://appshunter.io/ios/app/myraif-mobile-bank/id1582978231/reviews)** |
| Number of ratings | 8 | **1.3K** |
| Positive reviews | **49.4% of reviews** | 18.9% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Size | 26 MB | 324 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [PrivatBank](https://appshunter.io/developer/307368718) | [RAIFFEISEN BANK, JSC](https://appshunter.io/developer/627887079) |

## What reviewers say

### Мої вклади

[App page](https://appshunter.io/ios/app/247/id922089818)

Manage your deposits with ease. Calculate, open, and top up deposits, track interest, and view card balances. Analyze your finances, predict capital growth, and even track deposits from other banks.

**Highlights:** Deposit calculator, Open and top up deposits, Track interest and view statements, Card balance check, Financial analysis and capital growth prediction, Manage deposits from other banks, Online user support

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### MyRaif

[App page](https://appshunter.io/ios/app/myraif-mobile-bank/id1582978231)

Manage your finances easily and quickly with this mobile banking app. Pay bills, shop online, get loans, and track expenses without visiting a branch. Open cards, make transfers, and save with deposits and cashback.

**Highlights:** Bill payments, Online shopping, Loan applications, Expense tracking, Card management, Money transfers, Deposit accounts, Cashback rewards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Мої вклади free?

Мої вклади is free to download, with no in-app purchases.

### Is MyRaif free?

MyRaif is free to download, with no in-app purchases.

### Which has better reviews, Мої вклади or MyRaif?

MyRaif is rated higher. Мої вклади averages 4.5 out of 5 from 8 ratings, while MyRaif averages 4.8 from 1.3K ratings.

### Do Мої вклади or MyRaif have ads?

Neither Мої вклади nor MyRaif shows ads.

### Which is updated more often, Мої вклади or MyRaif?

Мої вклади ships an update every 3 months, and MyRaif every 2 weeks. Most recently, Мої вклади was updated on November 1, 2026 and MyRaif on November 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*