# NeoBudget vs Envelope Budget

The clearest difference is in-app purchases: NeoBudget at none against Envelope Budget's 5. NeoBudget also leads on rating (4.9 vs 4.6) and device support (3 vs 1). Envelope Budget's advantage is update cadence (every 4 days vs every 5 weeks) and review sentiment (90% vs 67%). On price and ads there is nothing between them.

Both are free to download. Envelope Budget sells 5 in-app purchases, starting at $9.99 per month. NeoBudget asks for nothing beyond the download.

NeoBudget holds the better App Store score, 4.9 against 4.6. Both are backed by a comparable volume of ratings — 13 and 47 respectively. Written reviews complicate that: 67% of NeoBudget's written reviews are positive against 90% of Envelope Budget's, so the app with the better star average is not the one people write more warmly about.

NeoBudget ships an update every 5 weeks, Envelope Budget every 4 days. The most recent releases landed on October 24, 2026 and October 27, 2026 respectively.

## The numbers

| Metric | NeoBudget | Envelope Budget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (13 ratings)](https://appshunter.io/ios/app/neobudget/id922560210/reviews)** | [4.6 (47 ratings)](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367/reviews) |
| Number of ratings | 13 | **47** |
| Positive reviews | 66.7% of reviews | **89.7% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 4 days** |
| Monetization | **Free** | Subscription |
| Size | 48 MB | 45 MB |
| Requires iOS | **15.1** | 18.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Tebros Systems, LLC](https://appshunter.io/developer/922560209) | [Kualia, Inc.](https://appshunter.io/developer/1707407810) |

## What reviewers say

### NeoBudget

[App page](https://appshunter.io/ios/app/neobudget/id922560210)

This budgeting app helps you manage your finances by tracking expenses and updating your budget in real-time. It offers a simplified way to record transactions and stay informed about your financial status while on the go.

**Highlights:** Online envelope budgeting system, Record transactions on-the-go, Update budget in real-time, Access online account, Simplified expense tracking

**In-app purchases:** none


### Envelope Budget

[App page](https://appshunter.io/ios/app/envelope-budget-kualia/id6466455367)

Effortlessly manage your finances with an envelope budgeting system. Link accounts, track spending, and fund categories with ease. Gain clarity on your financial standing with insightful reports and a user-friendly interface.

**Highlights:** Envelope budgeting system, Unlimited spending categories, Track expenses, income, debt, and bills, Automatic bank syncing via Plaid, Net worth tracking, Spending trend reports

**Features:** macOS Compatibility

**In-app purchases (5)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Kualia Pro Month | $9.99 | per month |
| Kualia Pro Monthly | $9.99 | per month |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Year | $79.99 | per year |
| Kualia Pro Lifetime | $199.99 | one-time |


## Frequently asked questions

### Is NeoBudget free?

NeoBudget is free to download, with no in-app purchases.

### Is Envelope Budget free?

Envelope Budget is free to download, with in-app purchases available.

### Which has better reviews, NeoBudget or Envelope Budget?

NeoBudget is rated higher. NeoBudget averages 4.9 out of 5 from 13 ratings, while Envelope Budget averages 4.6 from 47 ratings.

### Do NeoBudget or Envelope Budget have ads?

Neither NeoBudget nor Envelope Budget shows ads.

### Which is updated more often, NeoBudget or Envelope Budget?

NeoBudget ships an update every 5 weeks, and Envelope Budget every 4 days. Most recently, NeoBudget was updated on October 24, 2026 and Envelope Budget on October 27, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*