# MyOTP vs USIMPAY

The clearest difference is update cadence: USIMPAY at monthly against MyOTP's every 3 months. USIMPAY also leads on iOS requirement (11.0 vs 15.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyOTP ships an update every 3 months, USIMPAY monthly. The most recent releases landed on June 11, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | MyOTP | USIMPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/myotp/id922854178/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 19.6% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | — |
| Size | 37 MB | 13 MB |
| Requires iOS | 15.6 | **11.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [한국모바일인증(주)](https://appshunter.io/developer/922854177) | [moeunnet](https://appshunter.io/developer/1120013859) |

## What reviewers say

### MyOTP

[App page](https://appshunter.io/ios/app/myotp/id922854178)

This app provides robust security features to protect your personal information. It offers real-time identity verification alerts, OTP authentication history, and protection against malware and hacking attempts. It also includes free insurance against phishing and financial fraud.

**Highlights:** Real-time identity verification alerts, OTP authentication history, Mobile antivirus for malware/virus blocking, App tampering prevention, Free phishing and financial fraud insurance

**Features:** Vision Pro support

**In-app purchases:** none


### USIMPAY

[App page](https://appshunter.io/ios/app/usimpay/id1551908318)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is MyOTP free?

MyOTP is free to download, with no in-app purchases.

### Is USIMPAY free?

USIMPAY is free to download, with no in-app purchases.

### Do MyOTP or USIMPAY have ads?

Neither MyOTP nor USIMPAY shows ads.

### Which is updated more often, MyOTP or USIMPAY?

MyOTP ships an update every 3 months, and USIMPAY monthly. Most recently, MyOTP was updated on June 11, 2026 and USIMPAY on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*